American Express casinos let you make simple and fast deposits and withdrawals using your American Express bank card. If you want to know how it works, I’m here to help. On this page, I’m explaining how American Express works at online casinos, covering the advantages and disadvantages of the payment method, and choosing my six favorite American Express casinos and bonuses available right now.
🥇 Our favorite AMEX casino for December 2024 is BetMGM Casino. 🥇
WSN's pick
Live Casino Bonus
Promo code WSNCASINO
BetMGM Rewards
$25 No Deposit Bonus + 100% Deposit Match Up to $1,000
21+ | Terms and conditions apply
Top notch customer service
Low wagering
Excellent on mobile
100% of Net Losses Back in the First 24 Hours, up to $500
21+ | T&Cs apply
Mobile Casino
Sportsbook and Casino
No withdrawal limits
Play $1 Get $100 in Casino Bonus
21+ | T&C's apply
Daily Bonuses
Free Spins
24/7 Customer Support
Deposit $10 and Get up to 200 Spins
21+ | NJ Only | T&Cs, time limits & exclusions apply
Generous welcome bonus
Wide range of banking options
No deposit bonus
$20 No Deposit Bonus + 100% Deposit Match Up to $1,000
21+ | T&Cs apply
I’ve done the hands-on research to select and review my six favorite American Express casinos based on my time spent with each platform. Below I only explain why these are the best casinos where American Express is available, but for the full picture on the latest sign-up links, promo codes and more, read our in-depth reviews of the best online casinos for real money.
Best For: All Rounder
I’ve chosen BetMGM as the best “all-around” American Express casino because they cover all the bases for casual and experienced players. They have well over 1,000 slots and hundreds more table games to keep you occupied in between spins, not to mention their Lion’s Share daily jackpots.
New players at BetMGM can redeem a 100% bonus up to $1,000 when they sign up and fund their account with $10+. As an added perk, you’ll get $25 in extra casino credits on the house no matter how much you deposit. You have 3 days to meet a 1x playthrough on the $25 bonus.
As for their actual deposit match, you’ll have 14 days to meet 15x wagering requirements. This isn’t a huge ask considering the magnitude of their bonus, and you can play a wide variety of games in the process. Unlike most casinos, they count bets on regular slots and jackpot slots.
I also love their game collection. While it varies by state, they have 1,383+ games available for New Jersey players. A key item here is BetMGM’s “Lion’s Share” daily jackpots.
Mini Mystery games must drop before reaching $300. One-and-All games pay out before hitting $1,000. Their perpetually growing “Community Share” jackpot drops a cool $4,413 every Friday.
🤩 Promo code: WSNCASINO
» Read our full BetMGM Casino review for more details.
✅ $25 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ 1,383+ slots, tables and live dealer games
✅ Daily jackpots and new promos every week
Best For: Rewards Program
From their welcome bonus to their eleven-tiered iRush Rewards program, I love how BetRivers treats new and existing players. Fresh sign-ups who deposit and wager $10 or more will qualify for a 100% refund up to $500 in site credit on their first 24 hours of casino losses.
With a low 1x playthrough, this is a great offer for more cautious players. You’ll have 30 days to clear your bonus cash, at which point you can request a payout.
While they host an impressive 1,995+ games, BetRivers’ iRush Rewards program is their real selling point. Every player is automatically entered, starting with their first real money deposit and wager. To see how far along you are in the process, check “My Rewards” and see your progress bar in real time. As you progress through each tier, you’ll receive additional perks ranging from special bonuses and BetRivers swag to a free iPad and luxury VIP invites.
Their first 10 tiers require increasing cumulative points to qualify, but their Elite tier is by invitation only. This is where a dedicated VIP concierge, thank-you dinner, and ultra-luxury VIP gifts kick in. At the final tier before Elite, you’ll still enjoy expedited withdrawals and have access to a dedicated VIP manager. Plus, you can redeem your points for cash bonuses.
»You can read more in our full BetRivers Casino review.
✅ 100% of Net Losses Back in the First 24 Hours, up to $500
✅ Eleven-tiered iRush Rewards Program
✅ 1,995+ slots, tables and exclusive reels
Best For: Welcome Bonus and On-running Promos
FanDuel casino has one of the highest-rated online casino mobile apps on the App Store. It enjoys a 4.8 out of a 5-star rating based on 85k+ verified reviews from real players.
Still, they made our list today for their generous welcome offer. New sign-ups at FanDuel Casino who deposit and wager at least $10 will qualify for a 100% “Play It Again” bonus up to $1,000. They’ll also give you 200 extra spins on World of Wonka over your first four days as a registered player.
If you’re down after your first 24 hours spent on FanDuel, you’ll have a chance to play it again by receiving a refund in site credit of the full amount, up to $1,000. Your refund bonus and extra spins have a 1x playthrough, so you must spend the full amount of your promotion (and your bonus spins winnings) in real money before withdrawing.
I love this bonus because it's the best of both worlds: free spins that you can use right away and the peace of mind of the refund bonus if you wind up losing.
Still, if you’re on fire, you won’t get much promotion besides the 200 extra spins. FanDuel has some excellent on-running promos too. Existing players can spin the Reward Machine once daily for a chance to win $2,000, and their Bonus Draw could tack on an extra $1,000 to your bankroll every week.
» Read more on FanDuel in our in-depth review of FanDuel Casino.
✅ Play $1 Get $100 in Casino Bonus
✅ No maximum deposit or withdrawal limits
✅ Highest-rated casino app on the App Store
Best For: World Renowned Brand
bet365 allows instant deposits with AMEX cards from $10, maxing out at an impressive $30,000 per transaction. It’s the highest maximum payment allowed of any method, with the exception of Skrill at $38,000, making AMEX an ideal option for high rollers.
bet365 also supports withdrawals using debit cards but, although they exist, AMEX debit cards are rare and most people use AMEX credit cards which can’t be used to withdraw funds. In this instance, players can choose between bank transfer or e-wallets like PayPal and Srkill to get access to their winnings.
If you do happen to use an AMEX debit card, bet365 supports withdrawals up to $30,000 per transaction, with the money available up to four hours after your request is processed.
bet365 was a huge name in the UK and European gambling for decades before it arrived in the US in 2019. That experience has really stood to the site, which feels expertly designed, packed with features but still easy to use.
Sports betting is a huge part of the bet365 brand, with the name appearing on professional sports teams around the world. The sports-casino crossover is strong in the US too, where you can earn free spins in the casino by correctly predicting the score of NFL games.
✅ Deposit $10 and Get up to 200 Spins
✅ Renowned brand
✅ Sportsbook integrated
Best For: Slots Players
If you thought Borgata’s IRL location had plenty of games to offer, their online casino certainly won’t disappoint. They’re my top nomination for slot players because they feature 2,700 slots and counting. They host 165 progressive jackpots, several of which offer a $4.8 million bounty.
New players who sign up and deposit $10+ will receive a 100% slot match up to $1,000, which comes with 15x wagering requirements. You’ll also receive $20 in casino credits on the house with no deposit required. This part of their welcome offer has a 1x playthrough and 3-day expiry.
All their slots are playable using the Borgata casino app, and there are enough categories to sift through 2,700 reels without too much effort. Click on “Slots” at the top of your screen and scroll down to see a sample of their featured reels, new slots, and games sorted by software provider.
Once you find the category you’re looking for, click “See All” to load the remaining games. You’ll also find all their games at the bottom, and you can look for specific titles using the search bar.
Far from being a slots-only casino, Borgata offers everything from War and first-person craps to Knicks-themed blackjack, 76’ers-themed roulette, and specialities like Dragon Tiger. Live game shows, including Dream Catcher, Crazy Coin Flip, and Crazy Time, round out their selection.
» Read more about Borgata's game selection in our Borgata Casino review.
✅ $20 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ 2,700 slots, 165 jackpots, 86 tables + 18 live games
✅ Intuitive search filters make it easy to sort their titles
Best For: Live Dealer Games
DraftKings goes the extra mile for players who want an “in-person” casino experience from the comfort of home. They boast the only 24/7 live dealer studio in New Jersey, which features 43+ live options, as well as classic live games from Evolution. If you feel like getting some computerized practice, you can play 81 virtual table games.
» Take a look at our list of the best liver dealer casinos for more live dealer games.
New sign-ups at DraftKings will get $50 in casino credits when they deposit and spend just $5. There’s only a 1x playthrough requirement here, so you’ll have a full week to wager $50 in real money. However, you can’t use your casino credits to play live dealer games in Pennsylvania.
From live game shows like Dream Catcher and Crazy Coin Flip to all the classics you know and love, DraftKings consistently offers flexible betting minimums and humongous jackpots. You can opt into these jackpots if you want, and opting into a $240,373 mega jackpot on DraftKings Auto American Roulette will only cost you $0.25 extra. Even I opted in while testing the platform.
Along with the remaining 2,000+ games in their collection, DraftKings’ live dealer studio works flawlessly on desktop and mobile devices. Their mobile app didn’t demonstrate any lag during testing, and holding your phone in landscape mode is the best way to view each game fully.
» Go and read our DraftKings review to learn more.
✅Play $5, get $50 instantly in casino credits
✅81 table games and 43 live dealer options
✅Only 24/7 live dealer studio in New Jersey
See how the best AMEX casinos stack up against each other below.
Casino | Deposit time | Max. deposit | Withdrawal time | Max. withdrawal | Fees |
---|---|---|---|---|---|
BetMGM Casino | Instant | $4,500 | Up to 72h | $100,000 | No |
BetRivers Casino | Instant | $750 | Instant | $25,000 | No |
FanDuel Casino | Instant | None | Up to 48h | None | No |
bet356 Casino | Instant | $30,000 | Up to 48h | $30,000 | No |
Borgata Casino | Instant | $500,000 | 3 - 5 days | $10,000 | No |
DraftKings Casino | Instant | N/A, it changes based on your average gameplay | Approx. 24h | $25,000 | No |
Sweepstakes casinos are online casinos with a twist. You can play casino-style games without the risk of losing money. You get an amount of Gold Coins and Sweeps Coins at sign-up but you can also purchase extra.
While you can't win real money, sweepstakes casinos do offer the option of entering contests to win real cash prizes.
We break down all you need to know about social casinos in our analysis of the best US Sweepstakes Casinos.
We’ve compiled a list of regulated sweepstakes casinos that accept American Express.
American Express is primarily a credit card company, but they began issuing bank accounts and debit cards as recently as 2022. American Express also works with hundreds of financial institutions in the U.S. You can use an American Express credit card to make deposits. Still, you won’t be able to withdraw to the same card.
If you’re planning to use credit, you’ll need to select another way to receive withdrawals. Popular payout options include PayPal, Venmo, Skrill, ACH, instant bank and wire transfers.
None of the casinos listed here charge fees on any transaction. However, American Express will view this as a cash advance if you use credit to make deposits. You’ll then be subjected to applicable fees by American Express. If you’re using a debit card issued by American Express, you won’t incur any fee regardless and can use the same card to withdraw your winnings.
American Express payments are protected by leading encryption features that protect your card information from being compromised when you spend money online. You’ll also enjoy fee-free and instant deposits with American Express. Debit card users can receive 24-hour payouts through American Express with no fee.
If you’ve ever gone shopping on Amazon or another online retailer, you’ve likely become familiar with entering your card number and CVV code when it’s time to check out. Your computer probably even has your details saved. You’ll enjoy the same familiarity when you use American Express to deposit and withdraw at leading casino sites, making it just about the most convenient option.
Add your American Express card number to Apple Pay or Google Pay for an even greater degree of convenience and security. Most casinos that accept American Express also take Google Pay and Apple Pay. You won’t have to enter your card number and can use your fingerprint or Face ID to verify the transaction.
I’ll walk you through the steps to make deposits and receive payouts at BetMGM. I have used my American Express debit card for this and an iPhone 13. You can also use BetMGM on Android smartphones or your desktop.
1. Check Reviews and Choose an American Express Casino
BetMGM offers a great all-around experience for most players, but some may find their new favorite platform elsewhere. Before choosing a casino, you should determine what you want from your experience. Because not every casino has everything, you may have to compromise.
The best way to decide is to check out our casino reviews. Or, if you'd rather do this on your phone, as I'm doing, check out the best casino apps.
Our writers have personally signed up and tested each casino listed on WSN. We base our final ratings on game variety, casino bonuses, customer support, rewards for existing players, and responsible gambling tools. If you’re unsure about your next online casino, that’s where you’ll find the answer.
2. Download “BetMGM” on the App Store or Google Play
In the following steps, I’m focusing on BetMGM. However, the registration and deposit process for whichever casino you choose is similar. Licensed and regulated casinos must gather the same information about all their players, including verifying their identity, so this guide will help you no matter what site you go for.
Type “BetMGM Casino” into the iOS App Store or Google Play search bar. Click “Download” and wait for the app to finish installing. Click “Open” to begin creating your new account. You can also visit BetMGM’s casino website to register on your desktop computer.
3. Create Your New Casino Account with BetMGM
Click “Register” at the top-right corner of your screen.
Enter your email and click “Continue.”
Create a secure password following the guidelines listed in the screenshot.
4. Verify Your Identity and Personal Information
Enter your first and last name, click “Next”, and enter the last four digits of your Social Security number.
Type in your date of birth using MM-DD-YYYY format. Click “Next” again.
Enter your mobile phone number. It’s used to recover your casino username and password, if necessary.
Type in your address on your driver’s license or government ID card. If you enter it manually, add the state, city, and zip code where you reside. Otherwise, select your current address from the drop-down menu that pops up when you enter the first line of your address.
Tick each of the four boxes listed in the screenshots below and click “Complete Registration” to finish creating your new account.
The first checkbox certifies that you’re at least 21+ years old. The second checkbox verifies that you’re not a casino key employee. The third checkbox means you understand BetMGM’s Terms of Service. The fourth is optional and relates to receiving bonuses via SMS/email.
5. Add Funds to Your BetMGM Account Balance
Once logged in, click “Deposit” at the top-right corner of your screen. Select Debit Cards from their list of payment methods if you’re using an American Express debit. Scroll down to the bottom and select Credit Cards if you’re depositing with an American Express credit card.
Type in your card number, the expiry date in MM-YY format, and the full name your card is registered under. Click “Next” and type in the amount you want to deposit. Enter the card’s three-digit CVV/security code and click “Deposit” to confirm your transaction.
When I deposited $25 using AMEX, the money appeared in my balance immediately.
6. Request a Withdrawal Using American Express or Online Banking
While you can’t withdraw to an American Express credit card, BetMGM processes withdrawals back to debit cards within 24 hours upon request. Just select Account at the bottom-right corner of the screen and click Withdraw. Choose the deposit method on file and click “Withdraw” to verify the payout.
If you’re using a credit card to make deposits, you’ll need to use an alternative mode of payment like ACH, instant banking transfers, or any of their supported e-wallets.
Yes, you can claim any casino bonuses with American Express if you make the minimum deposit required by each platform to qualify. This minimum is usually $10, but DK and Golden Nugget require just a $5 first bet. Both sites give you $50 in casino credits.
Below, we compiled a list of all the legal and regulated online casinos that accept AMEX.
FanDuel Casino
BetMGM Casino
BetRivers Casino
Borgata Casino
Golden Nugget
bet365
DraftKings Casino
We put together a table showing how American Express compares to other popular casino payment options. See the results below:
Payment Method | Withdrawal Time | Fees | Ease of Use / Beginner Friendly | Withdrawal Supported? | Availability |
---|---|---|---|---|---|
AMEX Debit | 3/5 | Possible fees from card issuer, nothing from casino | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Mastercard Debit | 3/5 | No | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
Visa Debit | 3/5 | No | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
Discover Debit | 3/5 | Possible fees from card issuer, nothing from casino | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Credit Cards | - | Possible fees from card issuer, nothing from casino | 5/5 | No | Almost all casinos |
VIP Preferred | 4/5 | No | 5/5 | Yes | Most casinos |
Online Banking via Trustly | 4/5 | No | 5/5 | Yes | Most casinos |
Bank Transfer | 2/5 | Possible fees from bank, nothing from casino | 4/5 | Yes | Almost all casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
Wire Transfer | 1/5 | Possible fees from wire processor | 3/5 | Yes | Most casinos |
ACH | 4/5 | No | 4/5 | Yes | Most casinos |
PayNearMe | - | $2.99 to $3.99 per deposit, depending on your location | 3/5 | Rarely | Most casinos |
Play+ | 5/5 | Possible fees from bank and ATM, none from casino | 4/5 | Yes | Most casinos |
PayPal | 4/5 | 2.99% for funding PayPal account, nothing from casino | 3.5/5 | Yes | Most casinos |
Apple Pay | 3/5 | No | 5/5 | Yes | Most casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
Venmo | 4/5 | No | 4/5 | Yes | Few casinos |
Skrill | 4/5 | $5.96 for withdrawing funds from Skrill account | 3/5 | Yes | Few casinos |
Since 2005, WSN has been at the forefront of the online casino industry with first-hand reviews and completely impartial research. Our team relies on personal experience, conducting at least 12 hours of testing for each casino we endorse. We sign up, deposit, play games and withdraw.
WSN only endorses licensed, regulated, and trusted online casinos. Each casino must adhere to stringent standards, and we’ve explained more about them below:
User Experience - Beyond simply going through the sign-up process to get a first-hand look at what’s happening, we explore the usability and beginner-friendliness of each site on desktop, iOS and Android.
Gaming Variety - We search for casinos with the biggest variety of slot machines, table games, and live dealer games. We also find casinos that go the extra mile to specialize in a certain game category. Our team takes note of exclusives, jackpots, and originality.
Promotions - There are countless online casino promotions, but not all of them are worth redeeming. Our experts compare bonuses from leading online casinos to find the largest welcome offers with the lowest wagering requirement. We opt into each one to tell you exactly how it works. Finally, we consider a casino’s loyalty program.
Deposits & Payouts - We deposited and withdrew at least $10 using American Express debit at each casino we’ve reviewed. Our team judges the beginner-friendliness of each site’s banking process while considering payout speed. We also document all the steps we took to deposit and withdraw funds through American Express at our top-rated casino, which is BetMGM.
Customer Support - We prefer casinos with a dedicated phone line, email form, and live chat feature. Each casino we endorse delivers 24/7 assistance with fast replies. Our team tests live chat, email, and phone support options to verify this. After we get in touch, we document the professionalism and speed of every casino’s replies.
For more information on our methodology, take a look at our rating system.
The best American Express casinos are licensed and regulated in multiple states, imposing strict regulations surrounding responsible gaming. Each casino we’ve reviewed offers customizable tools that put you in control. Set spending limits, "cool off" for a month, or self-exclude entirely.
Playing casino games and/or betting on sports should not be viewed as a way to solve financial problems. At the end of the day, online gambling is a form of entertainment and nothing more. With any online casino, you’re spending real money to play games just like you would in person, and respecting that and staying in control is important.
There’s an old saying that you’ve probably heard before – the house always wins. Players face the same mathematical disadvantage (also called the house edge) at online and IRL casinos. If you play long enough, you are going to lose, it’s that simple. It doesn’t mean you can still enjoy the ride and hit wins in the short term, but accepting that fact is part of being a responsible gambler.
You can read WSN’s full Responsible Gambling section for more details. If you find yourself struggling to control your gaming, please consider reaching out to the following organizations.
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