/fit-in/64x64/1714725916/joseph-fallon-wsn-contributor.jpg "Joseph Fallon"){kind=small}
If you're looking for online casinos that accept American Express, I'm here to help you get started. From my experience, using an Amex card is one of the simplest and fastest ways to handle both deposits and withdrawals. Many top-rated sites now support this payment method, with Stake.us being a great example for June 2026. In this guide, I'll walk you through everything you need to know—I'll cover the pros and cons of using Amex, explain exactly how it works, and share my picks for the top five American Express casinos and their available bonuses.
Editor's Note:
The availability of withdrawal methods, bonuses, and the number of games can vary from state to state. All our AMEX casino tests were conducted in New Jersey.
I’ve done the hands-on research to select and review my favorite American Express casinos based on my time spent with each platform. It wasn't only the ease of using AMEX, but also the quick payout time that influenced my decision. If that's important to you too, then have a look at the fastest payout casinos.
| Casino | AMEX Deposit Limit | Min. Deposit | Payout Method (AMEX Workaround) | Top Benefit for AMEX Users |
|---|---|---|---|---|
| BetMGM Casino | Up to $10,000* | $10 | PayPal / ACH / Apple Pay | Best success rate with Apple Pay backup. |
| Caesars Palace | Up to $5,000* | $10 | PayPal / Play+ / Venmo | Highest AMEX Rewards synergy via Caesars Rewards. |
| Horseshoe Casino | Up to $5,000* | $10 | PayPal / ACH / Cage | Fastest processing for High-Limit players. |
| Borgata Casino | Up to $10,000* | $10 | PayPal / Play+ / Skrill | Exclusive NJ-only slot titles and MGM perks. |
| BetRivers Casino | Up to $2,500* | $10 | PayPal / RushPay (Instant ACH) | Lowest wagering (1x) for your AMEX funds. |
*Limits may vary based on your individual American Express card tier and account history. Most withdrawals require an alternative method as AMEX rarely supports direct gambling payouts.
Below, I explain why these are the best casinos that accept American Express, but for the full picture on the latest sign-up links, promo codes, and more, read our in-depth reviews of the best online casinos for real money.
WSN's pick
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BetMGM Casino
4.8/5
$25 No Deposit Bonus + 100% Deposit Match Up to $1,000
WSN's pick
BetMGM Casino
4.8/5
Gambling Problem? Call 1-800-GAMBLER. Must be 21+. MI, NJ, PA and WV only. New Customers Only (If applicable). Please Gamble Responsibly. Visit BetMGM.com for Terms and Conditions. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit/Bonus Bets unless otherwise provided in the applicable terms. Rewards subject to expiry.
I’ve chosen BetMGM Casino as the best American Express casino because they cover all the bases for casual and experienced players. They have well over 5,000 slots and hundreds more table games to keep you occupied in between spins, not to mention their Lion’s Share daily jackpots.
When signing up to BetMGM Casino, you'll get $25 on the house just for completing your registration process. No deposit is required, and you can also claim a 100% deposit match bonus up to a limit of $1,000, with the minimum required deposit being $10.
The no deposit part comes with a 1x playthrough requirement, and you'll have 3 days to finish it. As for their actual deposit match, you’ll have 14 days to meet 15x wagering requirements. This isn’t a huge ask considering the magnitude of their bonus, and you can play a wide variety of casino games in the process. Unlike most casinos, they count bets on regular slots and jackpot slots.
The players from WV have it even better. They get a $50 no deposit bonus, a 100% deposit match up to 2,500, and 50 bonus spins for the Bellagio Fountains of Fortune slot. The same wagering requirements and time frame apply to this promo offer.
I didn't have any problems depositing with AMEX and the money was available to me in 5 minutes. The minimum deposit is $10 and the maximum is $4,500, which is more than enough for my budget. The only problem is that I can't use AMEX for withdrawal at BetMGM. Still, they do have nine other withdrawal methods to choose from.
I also love their game collection. While it varies by state, New Jersey players have 5,410+ games available, while West Virginia players have just 960.
Last but not least, there is also the MGM Rewards loyalty program, which gives players additional online casino promotions and free spins, as well as in-person benefits and discounts at MGM Resorts and their partners.
» Read our full BetMGM Casino review for more details.
🤩 Promo code: WSNCASINO
✅ $25 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ MGM Rewards
✅ Over 5,000 games
If you are like me and prefer the security and points-earning potential of an American Express card, Caesars Palace Online Casino is probably where you’ll want to start. In my experience, Caesars has one of the highest AMEX acceptance rates in the US. Because they are such a massive, established brand, their payment gateway is incredibly stable, which means fewer of those annoying "transaction declined" messages that can happen with smaller sites.
Number of Games: 1,000+
Welcome Bonus: 100% Deposit Match up to $1,000 + 2,500 Reward Credits®
Average Cash-out Time: 1–3 banking days
License: NJ, PA, MI, WV
Promo Code: WSNLAUNCH
How I Deposit with AMEX:
Head to the Cashier: Once you’re logged in, tap the "Deposit" button.
Choose Credit/Debit: Select the option for Credit/Debit cards. You'll see the AMEX logo right there.
Enter Your Details: Put in your card info and how much you want to play with (the minimum is just $10).
Pro-Tip (The Apple Pay Loophole): If your specific bank is being finicky about a direct gambling charge, I highly recommend adding your AMEX to your Apple Wallet. Caesars accepts Apple Pay, and I’ve found this bypasses almost all bank-side blocks.
Caesars Rewards Edge:
If you’re a high-stakes player or just someone who travels, using your AMEX at Caesars is a no-brainer.
Those 2,500 Reward Credits you get after your first $25 wager are a great head start toward discounted stays at Caesars Palace in Vegas or the Atlantic City boardwalk. Just be mindful that your bank might treat the deposit as a "Cash Advance," so I always check my card's terms first to avoid any unexpected fees or interest.
» See our full Caesars Palace Online Casino review for more details.
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If you're looking for a platform that treats your American Express card with the same respect as a high-limit Vegas floor, Horseshoe is my top recommendation. Since its 2024 digital expansion, Horseshoe has established itself as the "pro" brand in the Caesars family. I’ve found that because it shares the same robust banking backend as Caesars Palace, it has a near-flawless success rate with Amex. It’s built for players who want to deposit quickly, play at a high level, and get rewarded for every single spin.
Number of Games: 1,500+
Welcome Bonus: Up to 1,000 Bonus Spins + Tier Credits
Average Cash-out Time: 0–3 banking days
License: NJ, PA, MI, WV
Promo Code: WSNTOSS
How I Deposit with Amex
Open the Cashier: Tap the "Deposit" icon in the top right corner of the app or site.
Select Card Payment: Choose the "Credit or Debit Card" option. Horseshoe is one of the few sites that clearly displays the Amex, Visa, Mastercard, and Discover logos together.
Enter Deposit Amount: Type in your amount (minimum is just $10).
Security Check: Horseshoe uses top-tier encryption, so you might get a quick "SafeKey" verification from American Express on your phone to approve the charge.
The Rewards Edge: If you already have a Caesars Rewards account from visiting a physical Horseshoe or Caesars property, you can link it directly to your online profile. I’ve found that using my Amex to fund my play at Horseshoe is the fastest way to climb the Tier status ranks. Just a heads-up: similar to other sites, Amex usually treats these deposits as a "Cash Advance," so I always make sure to pay my card balance in full immediately to avoid interest.
» See our full Horseshoe casino review for more details.
If you’re looking for a refined experience that mirrors the luxury of the Atlantic City boardwalk, Borgata Online is my go-to. Since it’s under the MGM Resorts umbrella, it shares a massive, secure banking network that I’ve found to be incredibly welcoming to American Express. In my testing, Borgata rarely triggers the "declined" issues you might find at smaller NJ/PA sites, making it one of the most dependable options if AMEX is your primary card.
Number of Games: 2,300+
Welcome Bonus: 100% Deposit Match up to $500 OR 200 Bonus Spins
Average Cash-out Time: 1–2 banking days
License: NJ, PA
Promo Code: No code needed
How I Deposit with AMEX:
Open the Cashier: Once you're in the app, look for the "Deposit" button.
Select AMEX: You’ll find American Express listed under the "Credit/Debit Card" section.
Confirm the Amount: Choose your deposit amount (the minimum is $10).
Security Tip: Keep your phone handy; AMEX often sends a quick 2FA code (SafeKey) to your device to verify the deposit, which I appreciate for the extra layer of security.
The Rewards Edge:
Borgata is perfect for players who value "extras." After you make that first AMEX deposit, you usually get access to their "Spin the Wheel" daily promos, which I’ve found are a great way to stack up extra bonus spins without having to put down more money.
Just a reminder from my own experience: since you can't withdraw back to an AMEX card, I highly recommend linking your PayPal account for your cash-outs. Borgata is notoriously fast with PayPal, often paying out in less than 24 hours.
Far from being a slots-only casino, Borgata offers everything from War and first-person craps to Knicks-themed blackjack, 76’ers-themed roulette, and specialities like Dragon Tiger. Live game shows, including Dream Catcher, Crazy Coin Flip, and Crazy Time, round out their selection.
» Read more about Borgata's game selection in our Borgata Casino review.
From their welcome bonus to their eleven-tiered iRush Rewards program, I love how BetRivers treats new and existing players. Fresh sign-ups who deposit and wager $10 or more will qualify for a 100% cashback to their net losses, up to $500 in bonus credit, during their first 24 hours. With a low 1x playthrough, this is a great offer for more cautious players. You’ll have 30 days to clear your bonus cash, at which point you can request a payout.
The downside is that you won’t be able to withdraw using AMEX at all. However, there are six other withdrawal options available. Among these, PayPal, Venmo, and Play+ can transfer your money to your account within one hour. This speed is made possible by the BetRivers Rush Pay system, which handles 80% of all payment requests. Thanks to this system, BetRivers Casino is one of the fastest payout online casinos in the US.
While they host an impressive 2,800+ casino games, BetRivers’ iRush Rewards program is their real selling point. Every player is automatically entered, starting with their first real money deposit and wager. To see how far along you are in the process, check “My Rewards” and see your progress bar in real time. As you progress through each tier, you’ll receive additional perks ranging from special bonuses and BetRivers swag to a free iPad and luxury VIP invites.
Their first 10 tiers require increasing cumulative points to qualify, but their Elite tier is by invitation only. This is where a dedicated VIP concierge, thank-you dinner, and ultra-luxury VIP gifts kick in. At the final tier before Elite, you’ll still enjoy expedited withdrawals and have access to a dedicated VIP manager. Plus, you can redeem your points for cash bonuses.
» You can read more in our full BetRivers Casino review.
✅ 100% Cashback Bonus up to $500 + 500 Bonus Spins
✅ Eleven-tiered iRush Rewards Program
✅ 2,800+ slots, tables, and exclusive games
Sweepstakes casinos are online casinos with a twist. You can play casino-style games without the risk of losing money. You get an amount of Gold Coins and Sweeps Coins at sign-up but you can also purchase extra.
While you can't win real money, sweepstakes casinos do offer the option of entering contests to win real cash prizes.
We break down all you need to know about social casinos in our analysis of the best US sweepstakes casinos.
We’ve compiled a list of regulated sweepstakes casinos that accept American Express.
American Express is primarily a credit card company, but they began issuing bank accounts and debit cards as recently as 2022. American Express also works with hundreds of financial institutions in the US. You can use an American Express credit card to make deposits. Still, you won’t be able to withdraw to the same card.
If you’re planning to use credit, you’ll need to select another way to receive withdrawals.
Popular payout options include PayPal, Venmo, Skrill, ACH, instant bank, and wire transfers.
None of the casinos listed here charge fees on any transaction. However, American Express will view this as a cash advance if you use credit to make deposits. You’ll then be subjected to applicable fees by American Express. If you’re using a debit card issued by American Express, you won’t incur any fee regardless and can use the same card to withdraw your winnings.
American Express payments are protected by leading encryption features that protect your card information from being compromised when you spend money online. You’ll also enjoy fee-free and instant deposits with American Express. Debit card users can receive 48-hour payouts through American Express with no fee.
If you’ve ever gone shopping on Amazon or another online retailer, you’ve likely become familiar with entering your card number and CVV code when it’s time to check out. Your computer probably even has your details saved. You’ll enjoy the same familiarity when you use American Express to deposit and withdraw at leading casino sites, making it just about the most convenient option.
Add your American Express card number to Apple Pay for an even greater degree of convenience and security. Most casinos that accept American Express also accept and Apple Pay, but be aware that you can't use Apple Cash. You won’t have to enter your card number and can use your fingerprint or Face ID to verify the transaction.
I’ll walk you through the steps to make deposits and receive payouts at BetMGM Casino. I have used my American Express debit card for this and an iPhone 13. You can also use BetMGM on Android smartphones or your desktop.
1. Check Reviews and Choose an American Express Casino
BetMGM offers a great all-around experience for most players, but some may find their new favorite platform elsewhere. Before choosing a casino, you should determine what you want from your experience. Because not every casino has everything, you may have to compromise.
The best way to decide is to check out our casino reviews. Or, if you'd rather do this on your phone, as I'm doing, check out the best casino apps.
Our writers have personally signed up and tested each casino listed on WSN. We base our final ratings on game variety, casino bonuses, customer support, rewards for existing players, and responsible gambling tools. If you’re unsure about your next online casino, that’s where you’ll find the answer.
2. Download “BetMGM” on the App Store or Google Play
In the following steps, I’m focusing on BetMGM. However, the registration and deposit process for whichever casino you choose is similar. Licensed and regulated casinos must gather the same information about all their players, including verifying their identity, so this guide will help you no matter what site you go for.
Type “BetMGM Casino” into the iOS App Store or Google Play search bar. Click “Download” and wait for the app to finish installing. Click “Open” to begin creating your new account. You can also visit BetMGM’s casino website to register on your desktop computer.
3. Create Your New Casino Account with BetMGM
Click “Register” at the top-right corner of your screen.
Enter your email and click “Continue.”
Create a secure password following the guidelines listed in the screenshot.
4. Verify Your Identity and Personal Information
Enter your first and last name, click "Next," and enter the last four digits of your Social Security number.
Type in your date of birth using MM-DD-YYYY format. Click “Next” again.
Enter your mobile phone number. It’s used to recover your casino username and password, if necessary.
Type in your address on your driver’s license or government ID card. If you enter it manually, add the state, city, and zip code where you reside. Otherwise, select your current address from the drop-down menu that pops up when you enter the first line of your address.
Tick each of the four boxes listed in the screenshots below and click “Complete Registration” to finish creating your new account.
The first checkbox certifies that you’re at least 21+ years old. The second checkbox verifies that you’re not a casino key employee. The third checkbox means you understand BetMGM’s Terms of Service. The fourth is optional and relates to receiving bonuses via SMS/email.
5. Add Funds to Your BetMGM Account Balance
Once logged in, click “Deposit” at the top-right corner of your screen. Select Debit Cards from their list of payment methods if you’re using an American Express debit. Scroll down to the bottom and select Credit Cards if you’re depositing with an American Express credit card.
Type in your card number, the expiry date in MM-YY format, and the full name your card is registered under. Click “Next” and type in the amount you want to deposit. Enter the card’s three-digit CVV/security code and click “Deposit” to confirm your transaction.
When I deposited $25 using AMEX, the money appeared in my balance in a few minutes.
6. Request a Withdrawal Using American Express or Online Banking
While you can’t withdraw to an American Express credit card, BetMGM processes withdrawals back to debit cards within 24 hours upon request. Just select Account at the bottom-right corner of the screen and click Withdraw. Choose the deposit method on file and click “Withdraw” to verify the payout.
If you’re using a credit card to make deposits, you’ll need to use an alternative mode of payment like ACH, instant banking transfers, or any of their supported e-wallets.
Yes, you can claim any casino bonuses with American Express if you make the minimum deposit required by each platform to qualify. This minimum is usually $10, but DK and Golden Nugget require just a $5 first bet. Both sites give you $50 in casino credits.
Below, we compiled a list of all the legal and regulated online casinos that accept AMEX.
BetMGM Casino
BetRivers Casino
Borgata Casino
Golden Nugget Casino
Harrah’s Casino
Horseplay
We put together a table comparing American Express with other popular casino payment options. See the results below:
| Payment Method | Withdrawal Time | Fees | Ease of Use / Beginner Friendly | Withdrawal Supported? | Availability |
|---|---|---|---|---|---|
| Play+ | 5/5 | Possible fees from bank and ATM, none from casino | 4/5 | Yes | Most casinos |
| VIP Preferred | 4/5 | No | 5/5 | Yes | Most casinos |
| Online Banking via Trustly | 4/5 | No | 5/5 | Yes | Most casinos |
| ACH | 4/5 | No | 4/5 | Yes | Most casinos |
| Venmo | 4/5 | No | 4/5 | Yes | Few casinos |
| PayPal | 4/5 | Possible fees from PayPal | 3.5/5 | Yes | Most casinos |
| Mastercard Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
| Visa Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
| AMEX Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Most casinos |
| Discover Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Most casinos |
| Apple Pay | 3/5 | No | 5/5 | Yes | Most casinos |
| Bank Transfer | 2/5 | Possible fees from bank | 4/5 | Yes | Almost all casinos |
| Wire Transfer | 1/5 | Possible fees from wire processor | 3/5 | Yes | Most casinos |
| Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
| PayNearMe | - | $1.99 to $3.99 per deposit, depending on location | 3/5 | No | Most casinos |
| Credit Cards | - | Possible fees from card issuer | 5/5 | No | Almost all casinos |
Since 2005, WSN has been at the forefront of the online casino industry with first-hand reviews and completely impartial research. Our team relies on personal experience, conducting at least 12 hours of testing for each casino we endorse. We sign up, deposit, play games, and withdraw.
WSN only endorses licensed, regulated, and trusted online casinos. Each casino must adhere to stringent standards, and we’ve explained more about them below:
User experience: Beyond simply going through the sign-up process to get a first-hand look at what’s happening, we explore the usability and beginner-friendliness of each site on desktop, iOS, and Android.
Gaming variety: We search for casinos with the biggest variety of slot machines, table games, and live dealer games. We also find casinos that go the extra mile to specialize in a certain game category. Our team takes note of exclusives, jackpots, and originality.
Promotions: There are countless online casino promotions, but not all of them are worth redeeming. Our experts compare bonuses from leading online casinos to find the largest welcome offers with the lowest wagering requirement. We opt into each one to tell you exactly how it works. Finally, we consider a casino’s loyalty program.
Deposits & payouts: We deposited and withdrew at least $10 using American Express debit at each casino we’ve reviewed. Our team assesses the beginner-friendliness of each site’s banking process and its payout speed. We also document all the steps we took to deposit and withdraw funds via American Express at our top-rated casino, BetMGM.
Customer support: We prefer casinos with a dedicated phone line, email form, and live chat feature. Each casino we endorse delivers 24/7 assistance with fast replies. Our team tests live chat, email, and phone support options to verify this. After we get in touch, we document the professionalism and speed of every casino’s replies.
For more information on our methodology, see our rating system.
The best American Express casinos are licensed and regulated in multiple states, with strict requirements for responsible gaming. Each casino we’ve reviewed offers customizable tools that put you in control. Set spending limits, "cool off" for a month, or self-exclude entirely.
Playing casino games and/or betting on sports should not be viewed as a way to solve financial problems. At the end of the day, online gambling is a form of entertainment and nothing more. With any online casino, you’re spending real money to play games just like you would in person, and respecting that and staying in control is important.
There’s an old saying that you’ve probably heard before – the house always wins. Players face the same mathematical disadvantage (also called the house edge) at online and IRL casinos. If you play long enough, you are going to lose, it’s that simple. It doesn’t mean you can still enjoy the ride and hit wins in the short term, but accepting that fact is part of being a responsible gambler.
You can read WSN’s full Responsible Gambling section for more details. If you find yourself struggling to control your gaming, please consider reaching out to the following organizations.
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Joseph Fallon
Senior Content Writer
| Email: | joseph.fallon@wsn.com |
|---|---|
| Nationality: | American |
| Education: | Bachelor of Public Relations |
| Favourite Sportsbook: | BetMGM Sportsbook |
| Favourite Casino: | Caesars Palace Online Casino |
| Experience: | 5 years |
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