Polymarket vs. FanDuel Predicts: Which Prediction Market Platform Should You Use?

Where you land on Polymarket vs. FanDuel Predicts depends on what you want from a prediction app. Polymarket offers more to trade at a lower cost, while FanDuel focuses on sports with an app anyone can pick up in a minute. 

Go with Polymarket if you want pro tools like a full order book, limit orders, and an API, or if you want to trade real-world markets like politics that FanDuel leaves out. 

Pick FanDuel Predicts if you mostly trade sports and want player props and combos in a clean Yes or No app.

Both platforms are CFTC-regulated and safe to use.

The rest of this Polymarket vs. FanDuel comparison covers regulation, bonuses, markets, payments, and fees, so you can pick the right one and not look back.

Polymarket vs. FanDuel Predicts Comparison: Quick Comparison Table

Here's an at-a-glance version of the features traders weigh before picking a platform. We have these two top US prediction market platforms compared in the table below.

Regulatory Status and State-Level Restrictions

Both platforms answer to the same federal regulator, the Commodity Futures Trading Commission (CFTC), but they play different roles within that system, and that distinction is worth understanding before you pick one.

• Polymarket is the exchange itself. It operates as a CFTC-regulated Designated Contract Market (DCM) through QCX LLC, which does business as Polymarket US. A DCM is the actual marketplace where contracts are listed and traded, so Polymarket owns the whole stack. The CFTC signed off on its amended order of designation in November 2025, which is what brought the platform back to US traders under a regulated structure separate from the global site.

• FanDuel Predicts is a broker, not the exchange. Your account is held by FanDuel Prediction Markets LLC, a registered Futures Commission Merchant (FCM) and a member of the National Futures Association (NFA). An FCM takes your orders and routes them, but the contracts themselves are listed on CME Group's exchanges, which are the regulated DCMs in this setup. The whole thing operates as a joint venture between FanDuel Group and CME Group.

• FanDuel wins on availability. FanDuel Predicts operates in all 50 states, plus Washington, D.C. and Puerto Rico. Polymarket covers 49 states and Washington, D.C., with Nevada being the only state it excludes.

• FanDuel's sports contracts are not available everywhere. You can only trade sports contracts in 18 states: Alabama, Alaska, California, Delaware, Florida, Georgia, Hawaii, Idaho, Minnesota, Nebraska, New Mexico, North Dakota, Oklahoma, Rhode Island, South Carolina, South Dakota, Texas, and Utah. These are the states where FanDuel does not hold sportsbook licenses. In the rest of the country, plus Washington, D.C., you get only non-sports markets like economics and finance. 

• You need to be 18 or older on both. Access terms follow each platform's rules and your state's laws.

• Polymarket is fighting some state-level battles. Regulators in Arizona, Connecticut, Illinois, Massachusetts, Michigan, Tennessee, and Wisconsin have sent cease-and-desist letters or filed enforcement actions over Polymarket's sports contracts. It stays available in those states while the disputes work through the courts, but it is a live situation worth watching.

For more details, check our state-by-state guide and learn where are prediction markets legal.

Polymarket vs. FanDuel Predicts Welcome Bonuses Compared

Both Polymarket and FanDuel Predicts offer some of the best prediction market bonuses.

FanDuel Predicts gives new users up to a $100 sign-up bonus, with no promo code to enter. You get $20 after your first deposit and trade, then another $20 on each of the following 4 days, as long as you place a trade every day. Each $20 bunch expires a day after it lands, so you have to stay active the whole time to walk off with everything.

Polymarket's welcome bonus is a one-step deal. Sign up with the Polymarket promo code WSN, deposit $10, and get $25 in trading funds in your account immediately, with no five-day commitment or expiring credits.

Polymarket vs. FanDuel Predicts Market Variety

Here is how Polymarket and FanDuel Predicts compare on market variety.

Polymarket Markets

For sports, Polymarket has NBA, college, and WNBA basketball, NFL and college football, baseball, hockey, golf, tennis, UFC, and cricket. Soccer gets the widest coverage by far, with the Premier League, Champions League, La Liga, Serie A, Bundesliga, MLS, and the World Cup all available.

Beyond sports, Polymarket gives you five additional categories to trade: politics, economy, tech, culture, and weather. 

In politics, you can trade elections, party nominations, and the fate of specific policies and bills. Economy moves with the macro calendar, with markets on Fed rate decisions, inflation prints, and the monthly jobs report. With tech, you are trading product launches and the latest company news. Culture shifts to entertainment, with markets built around award shows and similar events. Weather is exactly what it sounds like, pricing the daily temperature in specific cities.

Game Lines, Props, and Rare Markets

Tap into any game, and Polymarket lays it out across four tabs: Game Lines, Player Props, Game Props, and Team Props. The spread, totals, and team totals all fall under Game Lines, and each can be set to the full game, a half, or just one quarter, depending on the sport.

Player Props go name by name, with markets like anytime touchdowns, passing yards, passing attempts, completions, scrimmage yards, and interceptions thrown. In a Week 3 Eagles vs. Titans game, you could take Saquon Barkley at 1+ touchdowns or Jalen Hurts at 200+ passing yards, each with Yes/No sides priced in real time.

Team Props are where Polymarket stands apart. Alongside the usual team totals, it prices uncommon markets like team total field goals made, team total 40+ yard field goals, team total scrimmage yards, and team total sacks, the kind of lines you rarely see on another prediction app.

Combos and Live Trading

Polymarket's Combos work through the Build a Combo button. You add the outcomes you want (up to 12), from a team to win to a couple of player props, and the app bundles them into one position and shows the combined payout as a multiplier. A four-market combo, like the Eagles to win, over 39.5 total points, and two players to find the end zone, might price at 8.41x, turning a $10 trade into $84.10 if every leg hits.

Prices move in real time too, so you can trade a game as it plays out, with each market updating after every score and big play.

• We share more details in our extensive Polymarket review.

FanDuel Predicts Markets

FanDuel Predicts focuses almost entirely on sports. It covers the major US leagues plus golf, soccer, tennis, and motorsports, and it builds each game out with a long list of props instead of just the winner.

Outside sports, the app sticks to two non-sports categories: commodities and financials. You can trade markets like the monthly unemployment rate, E-mini S&P 500 futures levels, and where Bitcoin lands at a set time. What you will not find is politics, climate, or the granular crypto windows Polymarket and others offer.

Props

Props are the heart of FanDuel's sports coverage. In football, you can trade passing yards, passing touchdowns, rushing yards, receiving yards, receptions, longest reception, and rushing attempts, plus scorer markets like first touchdown or 2-plus touchdowns in a game.

Baseball is just as loaded. There are batting props like home runs, total bases, hits, and RBIs, pitching props, and inning-by-inning markets such as the first-3 or first-5 innings winner, total, and spread. Most props also come with alternate lines, so you can move the number up or down to find a price that fits your read.

Combos and Live Trading

FanDuel's combo builder lets you bundle up to eight football predictions into one trade for a bigger potential payout. You build it from an eligible game, and every selection has to hit for the combo to pay.

Live trading is here too, so you can trade as the game unfolds, with prices updating in real time on every score and swing.

• For more details, read our in-depth FanDuel Predicts review.

Polymarket vs. FanDuel Predicts: Comparison of Payment Methods

Neither platform charges a fee to move money in or out, so the real difference is the methods they offer and how fast you get paid.

Polymarket Payments

You can deposit at Polymarket US with Apple Pay, bank transfer (ACH), debit card, or wire, and every method lands instantly at no cost. Daily limits reach $50,000 on Apple Pay, ACH, and debit, with no stated cap on wire.

Withdrawals go through bank transfer or debit card, both free of charge. You can pull out up to $50,000 a day, the same as the deposit cap. There is no fixed payout window, though, so withdrawals can take up to three business days, depending on the method and any account review. 

FanDuel Predicts Payments

FanDuel Predicts offers three deposit methods: debit card, Apple Pay, and online banking. Both deposits and withdrawals start at $10, and there are no withdrawal fees.

Your Predicts balance is separate from the rest of FanDuel. Money and saved payment methods from the main app do not transfer over, so you fund Predicts on its own.

How fast you get paid depends on the method. Debit card and Apple Pay withdrawals arrive within 24 hours once FanDuel reviews the request, while online banking takes up to 5 business days. Your first withdrawal can take up to 48 hours for that initial review.

There's also a payout delay to keep in mind. Winnings need 1 to 2 business days to clear after a position settles before you can withdraw them, though they count toward your buying power in the meantime, so you can keep trading with them right away.

Trading Fees and Contract Pricing

Polymarket and FanDuel Predicts use entirely different fee models. Polymarket ties its fee to the contract's price, so the cost moves with the market, while FanDuel charges a flat 2% of your potential payout on every trade.

Polymarket Trading Fees

Polymarket uses a price-weighted formula, so the fee depends on where a contract trades. Per contract, the math is:

• Taker fee = 0.0695 × P × (1 − P)

• Maker rebate = 0.0125 × P × (1 − P)

P is the contract price in dollars, so a 50-cent contract uses P = 0.50.

The fee is highest on contracts near 50 cents and shrinks toward the extremes. A 50-cent contract costs about $0.0174 per contract to take, while a contract at 10 or 90 cents drops to around $0.0063. Takers never pay more than $0.0174 or less than $0.0007.

Makers turn the fee into income. You post a price (make a limit order), get matched, and collect a rebate of up to $0.0031 per contract around the 50-cent mark, meaning supplying liquidity earns you money instead of costing you. 

FanDuel Predicts Trading Fees

FanDuel charges a flat 2% of your potential payout. Every contract settles at $1, so that's about 2 cents per contract, meaning a $100 payout costs you $2.

Traders often overlook that the fee hits twice if you don't hold to the end. You pay 2% going in and another 2% if you sell early, which turns a quick in-and-out trade into roughly 4 cents per contract. Polymarket charges you on each trade as well, but just a fraction of this.

You feel the flat rate most on heavy favorites. If you buy a contract at 90 cents and your upside is only 10 cents, yet the 2-cent fee still applies, eating a fifth of what you stand to make. A Polymarket taker pays about 0.63 cents on that same contract, while a maker is paid. The two platforms only come close on 50-cent markets, where Polymarket's fee is at its highest.

The Verdict: Which Polymarket vs. FanDuel Predicts Prediction Market Fits Your Strategy?

The Polymarket vs. FanDuel Predicts prediction market choice depends on what you trade and how hands-on you want to be, so here is the verdict by trader type. 

• The Definitive Winner for Low Fees: Polymarket. Its price-weighted model costs less than FanDuel's flat 2% on most contracts, and makers earn a rebate instead of paying anything at all.

• The Definitive Winner for Automated Trading: Polymarket. A public API and a full order book give algorithmic traders everything they need to build and automate their own strategies, something FanDuel doesn't offer.

• The Definitive Winner for Sports Props: Polymarket (by a hair). Both platforms load up on player, game, and team props, so you get a full set of single-game markets either way. However, Polymarket lets you stack up to 10 legs in a combo, two more than FanDuel's eight, and it offers creative markets like team total field goals.

• The Definitive Winner for Simplicity: FanDuel Predicts. A straightforward Yes or No app and one flat fee make it the easier place to start for anyone new to event contracts.

• The Definitive Winner for Market Variety: Polymarket. Between its five non-sports categories and a complete sports slate, it covers far more ground than FanDuel, which sticks to sports and two finance categories. 

• The Definitive Winner for Banking: Polymarket. You get more funding options, instant deposits, and daily limits up to $50,000, all with no fees. FanDuel is fee-free too, but with only three payment methods and a withdrawal review, it moves money a bit more slowly.