Most bank transfer casinos accept online bank transfers, ACH payments, wire transfers, or a combination of all three. If you’re curious about how to make simple bank transfers at online casinos, you’ve come to the right place. I’m explaining how different kinds of bank transfers work at online casinos, discussing their pros and cons of using them, and picking my six best bank transfer casinos and bonuses available right now.
🥇 Our favorite bank transfer casino for December 2024 is BetMGM Casino. 🥇
WSN's pick
Live Casino Bonus
Promo code WSNCASINO
BetMGM Rewards
$25 No Deposit Bonus + 100% Deposit Match Up to $1,000
21+ | Terms and conditions apply
Great mobile app
Promo Code WSNPROMO2500
Perks with Caesars Rewards®
100% Deposit Match up to $2,500 + 2,500 Reward Credits®
21+ T&Cs Apply
Generous welcome bonus
Wide range of banking options
No deposit bonus
$20 No Deposit Bonus + 100% Deposit Match Up to $1,000
21+ | T&Cs apply
Live Dealer Games
Great Welcome Offer
1500+ Games
100% Deposit Match up to $500
21+ | T&Cs apply
Top notch customer service
Low wagering
Excellent on mobile
100% of Net Losses Back in the First 24 Hours, up to $500
21+ | T&Cs apply
I’ve done the legwork to review my six favorite bank transfer online casinos based on personal experience. I’ve also linked to our full reviews for each platform, which contain the latest bonus details and promo codes.
Best For: All Rounder
I chose BetMGM as the best “all-rounder” casino that accepts bank transfers because casual, intermediate, and experienced players alike are sure to find something that suits their needs.
With 1,500+ immersive slots, daily jackpots, weekly promotions, and no-deposit bonuses on deck, it’s hard to find too many flaws. New sign-ups will take advantage of a 100% match up to $1,000 plus $25 in casino credits on the house when they make an account and deposit $10+.
Their no-deposit casino credits come with a 1x playthrough and 3-day expiry period, but their actual welcome bonus gives you 14 days to satisfy 15x wagering requirements across a range of slots and progressives. This includes their “Lion’s Share” jackpots, which deliver hundreds of dollars in prizes every day. The Community Jackpot goes up to four figures every single Friday.
Aside from endless spins, their table games and live games are top notch. New Jersey players will have the most flexibility in terms of variety, but they have at least 363+ games for players in every state. All their best slots, jackpots, and specialties work flawlessly on desktop and mobile.
Banking is easy and self-explanatory, and I’ve never experienced a learning curve when browsing their user interface. If you’re looking for the top dog (or lion), give BetMGM a shot.
🤩 Promo code: WSNCASINO
» For more details, check out our in-depth BetMGM casino review.
✅ $25 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ Thousands of games from 20 software providers
✅ Weekly promotions and “Lion’s Share” jackpots
Best For: Welcome Bonus
Caesars Palace is another well-known operator that accepts bank transfer payments, and I put them on this list because of their triple-tiered welcome package. Just for signing up, you’ll claim $10 in casino credits. If you decide to stick around, deposit at least $10 for a 100% match up to $1,000.
Finally, wager $25 and earn 2,500 Reward Credits, which gets you up and running on the excellent Caesars Rewards program. Beyond online bonuses, you can redeem Caesars’ Palace Reward Credits for real-life prizes at qualifying locations. You’ll earn more credits as you work your way through 800+ slots, jackpots, tables, live games, and exclusives. Check your Rewards Balance underneath the “Account” tab.
Although their bonus is slots-only, this is common at many of the largest online casinos. I love their 1x playthrough on the casino credits, and the 15x playthrough on their $1,000 deposit match is competitive.
The Caesars app has everything you might expect from a Vegas-sponsored casino, and their website is just as easy to navigate. Load times are nearly instantaneous across the board, even when your cell service or Wi-Fi isn’t the fastest. Last but not least, they offer a suite of helpful responsible gaming tools.
It’s exceedingly simple to set daily, weekly, and monthly spending limits under the “Account” tab.
🤩 Promo code: WSNPROMO2500
» Read more about Caesars’ bonuses in this full Caesars Palace Casino review.
✅ 100% Deposit Match up to $2,500 + 2,500 Reward Credits®
✅ 100% welcome bonus match gives you up to $1,000
✅ 800 casino games and real-life rewards opportunities
Best For: Slots & Jackpots
There’s nothing quite like putting an entire 161,000 square-foot building directly in your pocket.
That’s why Borgata is my top bank transfer casino for slots variety: their mobile app edges out their Atlantic City venue by a factor of 150+ machines, with 2,700+ slots and 106+ jackpots. It’s a pleasure to navigate, and intuitive search filters make quick work of sorting through it all.
You also won’t get $1,000 for parking your car with one of Borgata’s valets, but their online casino welcome bonus is worth a 100% match of your first deposit, from $10 to $1,000. The icing on the cake with Borgata is that you’ll get a $20 no deposit bonus too.
You’ll have 3 days to satisfy a 1x playthrough on the $20 in casino chips, and the welcome offer comes with a 30-day expiry period – more than double what other sites offer with the same 15x wagering requirements attached.
Whether you’re using their desktop or mobile version, be prepared for a mind-blowing collection of top-rated games. A handful of them are similar to what’s available in Atlantic City, but several thousand machines are exclusive to their online platform. So is their top jackpot of $4.8 million.
» Read more about Borgata's game selection in our Borgata Casino review.
✅ $20 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ 2,700+ slots and 106+ high-limit jackpot games
✅ $4.8 million jackpot across several progressives
Best For: Gift Card Promos
At Mohegan Sun you can make both deposits and withdrawals via VIP Preferred. If it’s your first time using VIP Preferred on the site, Mohegan Sun will guide you through the set-up process, which I appreciated. You need to click “Enroll” in the Cashier and follow the instructions.
Next, you’ll be able to choose your bank from the list, type in the amount you want to deposit and confirm the request. There is a $10 minimum deposit required. VIP Preferred deposits are processed instantly, with the money coming out of your bank account and available to start playing games right away.
It’s a different story with withdrawals, which are on the slower side of the scale. First, the casino needs to process your withdrawal request, which can take up to a couple of days. Next, you need to wait 3-5 business days for the transfer to hit your bank account. In my experience, the whole process can take up to a full week.
While I like that the money goes straight back into my bank account, I do think that anyone who prioritizes speedy withdrawals above convenience should consider an alternative method.
Mohegan Sun is partnered with FanDuel and is available in both New Jersey and Connecticut. The casino has some really unique promotions ongoing, including the ability to win gift cards for stores like Walmart and ShopRite, and free spins in exchange for reloading your account.
» To learn more, check out our full Mohegan Sun review.
✅ 100% Deposit Match up to $500
✅ VIP Preferred setup process guide
✅ Momentum VIP Program
Claim Mohegan Sun Casino Promo
Best For: Loyalty Program
It’s not hard to see why BetRivers is so popular. They offer one of the industry’s most generous refund bonuses on top of Rewards Points everywhere you look. That’s why I selected BetRivers for their loyalty program.
To claim the welcome offer, you just need to sign up, deposit, and wager $10 or more. During your first 24 hours as a registered player, you’ll get 100% of your net losses back up to $500, and there’s a minimal 1x playthrough on the refund. The 30-day expiry period should give you more than enough time to play through the amount of your bonus.
If any of their 1,995+ slots and table games happen to be on fire when you start playing and you end up winning after 24 hours, you won’t get any bonus. Still, it’s great insurance to have.
It gets even better in combination with their eleven-tiered iRush Rewards program. From Day 1, all players begin to earn points every time you gamble real money, which can then be cashed in at the bonus store for all kinds of benefits. The perks range from special bonuses, BetRivers swag, and expedited transaction speeds to a free iPad, comped trips to fine dining establishments, and luxury invitations to VIP-only events.
BetRivers’ first ten tiers require you to unlock a cumulative number of Rewards Points, which can also be redeemed for cash in the process. Their Elite tier is by invitation-only, and that’s where all the juicier benefits kick into high gear - but it’s within the grasp of high rollers only.
» Discover more in our in-depth BetRivers review.
✅ 100% of Net Losses Back in the First 24 Hours, up to $500
✅ Eleven-tiered iRush Rewards program
✅ Just shy of 2,000 slots and table games
Best For: Live Dealer Games
If you’re a seasoned online casino player, you know that many casino sites shut down their live tables after a certain hour. That all changes with DraftKings, which has the only 24/7 live studio in New Jersey. Explore 50 real-time variants of roulette, sports-themed blackjack, game shows, craps, video poker, and exclusives like Power Blackjack and Speed Super Sic Bo.
New players who sign up and spend $5+ at DraftKings will claim $50 in bonus chips. You can play any game except craps here, so don’t be afraid to explore their live dealer casino with your welcome bonus, giving you lots of flexibility. Their initial offer has a 1x playthrough and 7-day expiry, so you shouldn’t bump into problems.
Getting back to their live studio, DraftKings has some of the more flexible betting limits I’ve seen from well-known operators. There’s an extra $0.25 fee to “opt in” for jackpot prizes ranging from $1,200 to nearly $300,000. Roulette has a $0.10 minimum, while video poker starts from $0.50.
Most games and game shows include a $1 minimum with the exception of high-roller tables, such as speed blackjack and French Roulette. You’ll also find 93 RNG table games, 1,600+ slots and 345 progressives in their collection.
» Read more about DraftKings’ 24/7 live studio in our in-depth DraftKings review.
✅ Spend $5, get $50 in bonuses
✅ 1x wagering requirements
✅ 24/7 live dealer studio in NJ
See how the top best bank transfer online casinos compare to each other below:
Casino | Deposit time | Max. deposit | Withdrawal time | Max. withdrawal | Fees |
---|---|---|---|---|---|
BetMGM Casino | Instant | $500,000 | Up to 72h | $100,000 | No |
Caesars Palace Online Casino | Instant | $500/day; $10,000/month | Approx. 24h | $5,000 | No |
Borgata Casino | Instant | $500,000 | 3 - 5 business days | $10,000 | No |
Mohegun Sun Casino | Instant | $1,500; it increases to $20,000 after proven history of successful deposits | 3 - 5 business days | No limit | No |
BetRivers Casino | Instant | $750 | Instant | $25,000 | No |
DraftKings Casino | Instant | N/A, it changes based on your average gameplay | Approx. 24h | $25,000 | No |
Sweepstakes casinos don’t require players to spend any money to play online casino style games, and they are legally available in states that don’t offer legal online gambling. The games are played using two virtual currencies, normally called Gold Coins and Sweeps Coins, both of which you can get for free in lots of ways.
You can also purchase extra Gold Coins if you run out of your free supply, but Sweeps Coins can never be purchased. When you play with GC, you can’t win any prizes or use them for anything other than playing games. With SC however, you can redeem your winnings for prizes including cash and gift cards.
Bank transfers are a commonly accepted payment method, and we’ve put together a list of regulated sweepstakes casinos that accept bank transfers below:
The definition of a bank transfer changes depending on who you ask, but it’s commonly meant to describe a few forms of payment: a traditional bank wire, ACH (Automated Clearing House) payment, and a transfer processed via your online banking.
Bank wires are expensive and can shave up to $50 off your final payout, but there’s not an easier, faster, or more secure way to move large amounts of money. If you’re a high roller intending to spend tens or even hundreds of thousands of dollars with a casino like BetMGM, a bank wire is a good option, but for the majority of players I recommend avoiding it due to high fees and high deposit limits.
In this case, an ACH transfer or an online banking transfer is the way to go for almost everyone.
ACH payments are normally processed within 24 hours, and they’re 100% fee-free.
Online banking transfers via Trustly can hit your balance even more quickly, and you won’t have to shell out good money on processing fees. Instead, you can sign into your bank account using Trustly’s secure portal for one-tap deposits and payouts.
Normally, deposits made through ACH and online bank transfers are processed within seconds. Payouts can take up to 24 hours with Trustly, but most players (myself included) see their funds delivered within an hour or two. It all depends on the casinos policies.
Online bank transfers, ACH payments, and wire transfers are processed from bank to bank with no middleman. You won’t have to enter your bank card information online, which could put you at risk of identity theft if you’re using public Wi-Fi to make deposits or receive payouts while on-the-go. Choosing a bank transfer means you won’t need to sign up to any new services, like PayPal or Skrill, or get used to a new type of technology, like crypto.
By signing into your bank account remotely via Trustly, you’re taking advantage of best-in-class security features. Trustly encrypts your deposits and cashouts for free, and most sites process online bank transfers within a few hours. However, it can take up to a day if the casino is busy.
Even though wire transfers can come with a processing fee of up to $50, they’re the best way to deposit or withdraw enormous amounts of money in one fell swoop. Online bank transfers only let you take out a few thousand at once, but you can withdraw up to $100k at BetMGM via wire.
In this section, I discuss the step-by-step process I use to make deposits and receive payouts at BetMGM using my iPhone 13 on a routine basis. While this isn’t my first rodeo, the process of signing up with an online casino might be unfamiliar territory for some of our readers.
1. Check Reviews and Choose A Bank Transfer Casino
Even though I’m using BetMGM casino here, you should look for a casino that best suits your gaming preferences. Not every bank transfer casino is cut out for every player. Whether you decide to get started with the first or sixth of my recommended casinos listed above, there’s no difference in safety or security.
I’ve listed a variety of platforms because each one provides an entirely unique casino experience. Some bank transfer casinos are known for their selection of table games, while others have fantastic bonuses and still more have great loyalty perks for current players.
As avid players ourselves, we’ve signed up and tested every casino on this list from a player’s point of view. We discuss the advantages and disadvantages of each casino in alignment with your best interests. Check out our list of best online casinos to decide on your next casino.
2. Download “BetMGM” on the App Store or Google Play
Download BetMGM on the App Store/Google Play by typing “BetMGM Casino” into the search bar. There’s a separate sportsbook app, so this distinction is important. After installing their app, open it from the home screen to begin creating your new account (or visit their website instead).
If you’re using a different casino, open that one instead.
3. Create Your New Online Casino Account With BetMGM
Click the yellow “Register” button near the top-right corner of your screen before typing in your preferred email address and clicking “Continue.” Create a secure password that isn’t a replica of your email and follow the screenshotted guidelines to proceed with the registration process.
Whichever casino you choose, the sign up process is largely similar since they need to gather the same player information legally.
4. Verify Your Identity and Personal Information
Type in your full name, enter the last four digits of your SSN, and disclose your date of birth to ensure that you’re 21 or older. Next, enter your mobile phone number, which can recover your casino username and/or password if you find yourself in a jam.
Type in your address as it’s written on your driver’s license or government ID card and click the corresponding address from the drop-down menu. Otherwise, enter your address manually with the state, city, zip code, and street included. When I set my account, I went with the first option.
Check each of the four boxes to certify that you’re at least 21 years old, that you’re not a casino key employee, and that you understand BetMGM’s Terms & Conditions. The fourth box allows you to opt in for special BetMGM bonuses and exclusive promotions sent through SMS/email.
5. Add Funds to Your BetMGM Account Balance
Log into your casino account, click “Deposit” at the top-right corner, and select “Online Banking” from the list of payment methods on the next screen. If you’re using a wire transfer to deposit a lump sum in excess of $1,000, scroll down to the bottom and click “Bank Wire Transfer” instead.
Add how much you’d like to deposit and click the “Deposit” button. Select your bank from the list or search for it by name if it’s not immediately visible. After signing in with your bank username and password via Trustly’s secure online portal, confirm the transaction by pressing “Deposit.”
My $10.00 deposit from Chase landed in my account immediately.
6. Request A Withdrawal Using A Bank Transfer
Depending on the amount of money you’re withdrawing, you can opt for an online bank transfer or traditional wire transfer. The larger the sum, the more likely it is you should bite the bullet on a domestic wire fee, but for the vast majority of players a simple transfer via Trustly is ideal.
Online banking only goes up to a certain amount depending on the site, but wire transfers handle mid-five or even six-figure payouts. Select “Account” from the main screen and click “Withdraw.”
Then, select “Online Banking” from the list once more, type in the amount you’d like to withdraw, and click “Withdraw” to confirm the payout. BetMGM’s banking process couldn’t be much easier.
Yes, you can absolutely claim best online casino bonuses and existing offers using an online bank transfer, ACH payment, or wire transfer if you’re depositing large amounts of money. So long as you deposit the minimum of $5 for DraftKings or $10 for any other casino we’ve reviewed, you’ll qualify for a welcome bonus.
See all the licensed and regulated online casinos that accept bank transfers below:
Caesars Palace Online Casino
DraftKings Casino
FanDuel Casino
BetRivers Casino
Borgata Casino
bet365
Here’s how bank transfers compare to other popular payment methods:
Payment Method | Withdrawal Time | Fees | Ease of Use / Beginner Friendly | Withdrawal Supported? | Availability |
---|---|---|---|---|---|
VIP Preferred | 4/5 | No | 5/5 | Yes | Most casinos |
Online Banking via Trustly | 4/5 | No | 5/5 | Yes | Most casinos |
Bank Transfer | 2/5 | Possible fees from bank, nothing from casino | 4/5 | Yes | Almost all casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
Wire Transfer | 1/5 | Possible fees from wire processor | 3/5 | Yes | Most casinos |
ACH | 4/5 | No | 4/5 | Yes | Most casinos |
Mastercard Debit | 3/5 | No | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
Visa Debit | 3/5 | No | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
AMEX Debit | 3/5 | Possible fees from card issuer, nothing from casino | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Discover Debit | 3/5 | Possible fees from card issuer, nothing from casino | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Credit Cards | - | Possible fees from card issuer, nothing from casino | 5/5 | No | Almost all casinos |
PayNearMe | - | $2.99 to $3.99 per deposit, depending on your location | 3/5 | Rarely | Most casinos |
Play+ | 5/5 | Possible fees from bank and ATM, none from casino | 4/5 | Yes | Most casinos |
PayPal | 4/5 | 2.99% for funding PayPal account, nothing from casino | 3.5/5 | Yes | Most casinos |
Apple Pay | 3/5 | No | 5/5 | Yes | Most casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
Venmo | 4/5 | No | 4/5 | Yes | Few casinos |
Skrill | 4/5 | $5.96 for withdrawing funds from Skrill account | 3/5 | Yes | Few casinos |
Since 2005, WSN.com has led the pack of independent review sites offering totally impartial and unbiased information about the world of sports betting and online gambling. WSN only recommends licensed online casinos that we would (and do) use ourselves.
Before we endorse any gaming platform, we test it for ourselves by spending at least 12 hours signing up, making deposits, opting into bonuses, playing games, documenting payout speeds, and contacting support. We dedicate at least two hours of research to the following five areas:
User Experience - Rather than taking a site at their word, our team delves deep to test the user experience for ourselves on desktop and mobile devices. We judge each site’s search features, beginner-friendliness, color palate, aesthetics and general presentation.
Gaming Variety - We don’t settle for casinos with a sub-par game selection. Our experts actually test the quality of games instead of simply writing down the numbers, and we rank based on how a casino performs overall. We also account for originality and areas of specialty.
Promotions - Our team personally opts into every promotion that’s offered by a casino. One by one, we go through each bonus and document the fine print to determine value while avoiding unfair playthroughs. We like to see generous welcome bonuses, free spins, reward programs and other offers that genuinely improve the overall gaming experience.
Deposits & Payouts - For the best casinos that accept bank transfer payments, we go through the process to deposit and withdraw at least $10 per transaction. Our team documents speed, ease-of-use, and the flexibility of deposit and withdrawal limits for bank transfers.
Customer Support - Our team makes a point of contacting real people through any and all customer support options we find at a casino. We prioritize online gambling sites with 24/7 availability. We give a higher ranking to casinos that offer live chat or phone service, and a useful FAQ or help section.
Everything we do is done by hand, and this is ingrained in our rating process.
Every regulated online casino is required by law to offer certain responsible gambling tools for their players. These range from customizable daily, weekly, and monthly spending limits to cool off periods and full-on self-exclusion for 1 - 3 years. These are free to use straight from the app.
Casino gaming, sports betting, and other forms of online gambling should never be viewed as anything more than a form of entertainment. Placing bets doesn’t solve financial problems, but they can always get worse after a rough night at the casino. This extends to gambling online.
If you’ve ever heard the saying “the house always wins”, it refers to casinos putting their players at a mathematical disadvantage, thanks to the house edge built into every game. It’s how casinos make money, and if they didn’t, they wouldn’t exist anymore. Understanding this and accepting that you won’t beat the house is an important part of playing safely.
You can read WSN’s full Responsible Gambling section to learn more. There are lots of great organizations out there that offer support to anyone struggling, as well as friends and family of problem gamblers:
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