The Best Credit Card Betting Sites 2024

Written by: Rhianna Padman
Fact-checked by: James Whitelock
Published June 18, 2024
16 min read

Finding the best credit card betting sites can transform your online betting experience. If you want quick, secure transactions, using a credit card is a top choice. On this page, I’ll delve into our recommended credit card betting sites, how to make deposits with your credit card and the advantages of choosing this payment method.

🥇 Our favorite credit card sportsbook in July, 2024 is BetMGM. 🥇

Top Recommended Credit Card Betting Sites 2024

How We Rate
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$1,000 First Bet on Caesars

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Our Top 6 Credit Card Betting Sites Explained

Credit Card Betting Sites

Explore my selection of top sportsbooks for credit card users below. Not only are these the best sportsbook operators available in the US, but I’ve ordered them based on the variety of credit card options they have and the ease of use on each site. For a detailed guide with the latest sign-up links and bonus codes, be sure to explore our in-depth reviews. For now, here’s a quick rundown on why these platforms are unique and the steps to use credit cards on them.

1. BetMGM 

Credit Card Betting Sites BetMGM

Best for: Credit Card Deposits

BetMGM tops my list for the best credit card betting site, as it not only accepts four credit cards but also provides an exceptional all-round experience. If you’re looking for the top credit card sportsbook, I recommend BetMGM.

Impressively, BetMGM offers four credit card options: Visa, Mastercard, American Express, and Discover. I used my AMEX to test out deposits, which was pretty straightforward. My deposit hit my account straight away. Be aware that some credit card issuers may treat iGaming transactions as cash advances and charge you a fee. One way how you can avoid cash advance fees is by applying for MGM Rewards Credit Card, which comes with its own set of benefits and requirements.

Withdrawing using credit cards is simply not an option. This isn’t just the case at BetMGM, but at any sportsbook. It has nothing to do with the sportsbook operators and everything to do with how credit cards work.

What I especially love about BetMGM is all the promotions. Whether a welcome bonus, loyalty scheme, or ongoing offers, it stands out in this area. I always return to the promotions page to see if there is a new offer. Often, there are many promotions, such as profit or odds boosts, prizes, competitions, and referral bonuses. BetMGM’s loyalty scheme is fantastic, offering in-person rewards utilizing the MGM brand. To get access to some fantastic promo offers be sure to register using promo code WSNMGM.

» Take a look at our BetMGM Sportsbook review to learn more.

Why choose BetMGM Sportsbook?

✅ Get Up to $1,500 in Bonus Bets! - Promo Code: WSNMGM
✅ MGM Rewards
✅ Four credit card options

Use promo code WSNMGM and join BetMGM today! 

2. bet365

Credit Card Betting Sites bet365

Best for: Welcome Bonus

bet365 is a leading name in the European betting industry and one of the few platforms that has gained traction in the American market. If you want a reliable and experienced sportsbook, try out bet365.

When I funded my account at bet365, I used a Visa credit card, but you can also use Mastercard, Discover, or American Express. The process was straightforward. I just inputted my credit card details, and my deposit was credited immediately. For withdrawals, however, I learned that all credit card withdrawals are processed as bank transfers, and that can take up to 5 days, depending on the bank. Luckily, I got mine withing a day.

I was particularly impressed by bet365’s welcome bonus, as you’re not often given a choice between two fantastic offers. Remember to use the code WSN365 when registering your account. The first option is a safety net bet up to $1,000. It’s particularly attractive for those who want to make a large bet right away. You’ll receive your initial stake in bonus bets if your first bet loses. Just make sure you deposit at least $10, and the first bet has to be straight, parlay, SGP, or SGP+.

The other option is a more beginner-friendly bonus. You get a $150 bonus bet by making a $5 bet. The initial bet doesn’t need to win or lose; it just has to settle within 30 days. You have to deposit $10, and the bonus must be used within 7 days on bets with odds of -500 or more.

Both are great options, and I love having the choice.

» Check out our bet365 review where we go into further detail.

Why choose bet365 Sportsbook?

✅ $1,000 Safety Net Bet OR $150 in Bonus Bets - Promo Code: WSN365
✅ International sportsbook
✅ Visa, Mastercard, American Express & Discover accepted

Use promo code WSN365 and join bet365 today! 

3. BetRivers

Credit Card Betting Sites BetRivers

Best for: Beginners

BetRivers focuses on functionality over flashiness, making it an underrated yet reliable choice. If you’re a beginner or a casual player, this platform is perfect for betting with no frills or fuss.

Whenever I'm asked for my top recommendation for beginners, BetRivers is the first sportsbook that comes to mind.  Everything is intuitively organized so that you can easily explore the platform. The design of the interface is clean and simple, putting the focus on the betting. While it might be simple, you have everything you need to get started.

When it comes to credit card deposits, BetRivers accepts Visa, Mastercard, Discover, and American Express. I found depositing into my account using my credit card to be simple and convenient. However, just like with any other operator, you can't make withdrawals to your credit card.

» Explore our BetRivers review where we go into further detail.

Why choose BetRivers Sportsbook?

✅ $500 Bonus Bet
✅ iRush Rewards
✅ Supports four credit cards for deposits

Register at BetRivers today! 

4. Caesars Sportsbook

Credit Card Betting Sites Caesars

Best for: Loyalty Scheme

Caesars Sportsbook is the online extension of one of the most established names in US betting. With decades of experience and a trusted reputation, signing up for Caesars Sportsbook means gaining access to a wealth of real-life benefits and rewards.

After signing up, don't forget to use our promo code WSN1000, you can make deposits into your account using Visa, Mastercard, or Discover credit card. Keep in mind that states like Iowa, Louisiana, Massachusetts, and New York do not allow credit card deposits to any iGaming operator, including Caesars Sportsbook.

Once you create and fund your account you'll have to make a qualifying wager to trigger Caesars Sportsbook welcome bonus, which is a second-chance bet up to $1,000. You'll need to make at least $10 deposit and place your initial bet on any market within 30 days. In case your first bet flops Caesars will give you your wagered stakes back in form of bonus bets, up to a limit of $1,000. So, the more you bet, the more you gain from this offer. The bonus bet must be used within 14 days and placed as a single bet.

New bettors are also awarded 1,000 credits for Caesars Rewards when they join the sportsbook. It’s my favorite loyalty scheme in the industry! Each bet you make allows you to accumulate more credits. The total credits determine your tier level within the scheme, providing access to various rewards connected to the Caesars brand. Top perks include vacations to Caesar’s Resorts, exclusive event tickets, and dining or shopping vouchers.

» Take a look at our in-depth Caesars Sportsbook review for more information. 

Why choose Caesars Sportsbook?

✅ $1,000 First Bet on Caesars - Promo Code: WSN1000
✅ Discounts at in-person resorts
✅ Long-standing reputation

Use promo code WSN1000 and join Caesars Sportsbook today! 

5. FanDuel

Credit Card Betting Sites FanDuel

Best for: Mobile Betting

FanDuel is a powerhouse in the US betting market, offering exceptional features across the board. For a premier sports betting experience, look no further than FanDuel.

FanDuel only accepts credit cards from Visa and Mastercard. I tested out both, and the process was identical, with my funds arriving in my account immediately. While it does have fewer credit card options than others on this list, I had to include FanDuel on my list since it is generally an all-around fantastic option.

The platform’s appeal lies in its simplicity. The interface is clean, intuitive, and easy to navigate. Bettors can concentrate on exploring markets, looking at the odds, and placing bets. There’s nothing overcomplicating the process. This translates perfectly to the app, where you can easily and conveniently place bets while on the go. I can’t recommend FanDuel’s app enough for those who prefer mobile betting.

When it comes to promotions, FanDuel also shines. FanDuel's welcome offer is hard to beat, and they consistently roll out new promotions to keep things exciting. Whether you're just joining or you're a long-time member, FanDuel keeps the offers coming. They also run special promotions tied to major sporting events, adding extra thrills to your betting experience.

» Have a look at our FanDuel Sportsbook review for more information.

Why choose FanDuel Sportsbook?

✅ Bet $5, Get $200 in Bonus Bets
✅ Industry leading app
✅ Quick withdrawals

Join FanDuel today to claim your promo. 

6. DraftKings

Credit Card Betting Sites DraftKings

Best for: All-in-one Platform

DraftKings is another well know brand, a giant just like FanDuel. If you want a platform that goes above and beyond, DraftKings is the ideal choice.

After signing up, I deposited into my account using my Visa credit card. My funds were instantly available for betting, and I could also use Mastercard or Discover credit cards if preferred. I must praise the minimum deposit, which is only $5, compared to the usual $10 at other leading sportsbooks.

DraftKings offers an excellent welcome offer and constantly refreshes its ongoing promos. Their welcome offer provides a strong incentive to join, and their ongoing promotions keep things exciting for existing members. Additionally, DraftKings often introduces special promotions tied to major sporting events, giving members even more chances to win big.

You’re sure to never get bored on DraftKings. There’s a sportsbook, live betting, DFS, a social hub, and, for some states, an online casino and poker room, all rolled into one platform. Impressively, these features are presented neatly and organized, so you can easily explore without feeling overwhelmed.

» Check out our comprehensive DraftKings sportsbook review to learn more.

Why choose DraftKings Sportsbook?

✅ Bet $5, Get $150 in Bonus Bets
✅ Low minimum deposit
✅ Slick interface 

Credit Card Betting Sites Compared

SportsbookDeposit timeMax. depositWithdrawal timeMax. withdrawalFees

What Is a Credit Card?

A credit card is one of the US's most widely used payment methods. It allows you to make purchases or pay for services with credit that you can repay later on. 

When you use a credit card, you’re borrowing money from a financial institution you’ll have to repay. Credit cards can charge interest, unlike debit cards, if the balance is not paid back by a set date. Popular credit cards accepted at online sportsbooks include Visa, Mastercard, American Express, and Discover.

Why Choose a Credit Card Sportsbook?

Firstly, using your credit card on an online sportsbook is straightforward and fast. It is one of the most widely accepted payment methods on online betting platforms. Like any other online transaction, you just have to input your card details and confirm the payment. Deposits will arrive immediately in your account when using this payment method, so you can start betting straight away.

A particularly appealing feature of certain credit cards is the rewards offered. Users can earn cashback, points, or miles for the money they spend at sportsbooks. The exact type of rewards depends on your credit card provider. By responsibly using your credit card, you also have the added benefit of building your credit score.

Additionally, credit cards are more secure than other sportsbook payment methods, where the money is taken directly from your account, making it harder to retrieve. If there are any unauthorized transactions on your card, most providers will investigate the situation and can temporarily hold any suspicious charges.

It should be noted that in the following states, you can't use a credit card to fund any of the iGaming operators, whether they are online casinos or sportsbooks:

  • Iowa

  • Louisiana

  • Massachusetts

  • New York

These states are better known as debit only states.

How To Deposit With Credit Card

It’s easy to use your credit card to deposit into your sportsbook account. I’ve written a guide to show you exactly how this process works and help you get started.

My current go-to platform for betting is BetMGM. To give you a picture of how to deposit, I’ve included some useful screenshots from BetMGM to show you how simple it is to use credit cards at online sportsbooks.

Just follow these steps:

1. Choose a sportsbook

Choosing the right platform to bet on is key. I always tell people to take their time to explore different options and do a little research. Finding reliable reviews can be a hassle, which is the gap we fill at WSN. All the essential information about top US sportsbooks can be found on our website, saving you time from scrolling through a search engine for a comprehensive review. 

Our reviews thoroughly break it all down, including payment methods, promotions, usability, and more. It’s all based on first hand testing from our experts, who provide honest opinions. We make it easy for you to find the perfect sportsbook - in this case, the best platforms that accept credit cards.

2. Log in or sign up for an account

After deciding on a sportsbook, it’s time to log in to an existing account or set up a new one. The sign-up process might differ slightly from site to site, but generally, you’ll need to provide some basic information like your name, date of birth, email, and phone number. You will also be asked for additional documentation to verify your identity, like your SSN, driver’s license, or utility bill. I like to fill this out immediately, making it easier down the line.

3. Deposit funds

BetMGM Sportsbook Wallet

Before placing bets, you’ll need to deposit money into your account. Head to the cashier or deposit section, and select your preferred credit card option, such as VISA, Mastercard, American Express, or Discover.

As I already had an account at BetMGM, I just had to log in. Then, I clicked the deposit button in the top right-hand corner of the platform.

On this page, I was shown all the payment methods. BetMGM has all four credit card options, so I decided to use VISA for this particular deposit. I clicked the Credit Cards button, which opened the payment portal.

BetMGM Sportsbook Payment Options

The next step was super simple. I deposit funds into my account in just a minute. My card information is already saved to my browser, so I can easily autofill my credit card details. If that is not the case for you, you'll have to enter your credit card info. I only had to enter my CVV and the deposit amount manually.

4. Authorize payment

Depending on your provider, you might have to approve the transaction. This can be as simple as confirming that it is you in your banking app. It’s not my first rodeo at BetMGM, so I didn’t need to complete this step. The funds were immediately available in my account so that I could start betting.

5. Withdraw your winnings

Credit cards are not accepted for withdrawals mainly because of regulatory reasons. So, you’ll have to use another method for your payout, like a bank transfer or debit card. But sportsbooks have plenty of other options.

Can I Claim Bonuses Using Credit Card?

Definitely! If your online sportsbook accepts credit cards, which it probably does, as they are one of the most common payment methods, then you can freely use them to deposit and snag any welcome offer. Just take the time to go over the terms and conditions to check that there is no specific exclusion.

Full List of Betting Sites That Accept Credit Card

Our full list of all the online sportsbooks that accept credit card:

How Does Credit Card Compare To Other Payment Methods?

Payment MethodWithdrawal TimeFeesEase of Use / Beginner FriendlyWithdrawal Supported?Availability
Credit Cards-Possible fees from card issuer, nothing from sportsbook5/5No Almost all sportsbooks
Debit Cards3/5Possible fees from card issuer, nothing from sportsbook5/5YesAlmost all sportsbooks
Bank Transfer2/5Possible fees from bank, nothing from sportsbook4/5YesAlmost all sportsbooks
Cryptocurrency 5/5No2/5YesFew sportsbooks
PayPal4/52.99% for funding PayPal account, nothing from sportsbook3.5/5YesMost sportsbooks
Apple Pay3/5No5/5YesMost sportsbooks
Paper Check1/5No3/5YesMost sportsbooks
Venmo4/5No4/5YesFew sportsbooks
Skrill4/5No4/5YesFew sportsbooks
Wire Transfer1/5Possible fees from wire processor 3/5YesMost sportsbooks

Why Should You Trust Us?

At WSN, we pride ourselves on being a credible, reliable, and expert resource for you to consult about everything related to iGaming. If you want to make well-informed decisions, you’re in the right place. 

We immerse ourselves in each sportsbook, adopting a user’s perspective to truly understand the experience from the inside out. This commitment to practical testing is fundamental to our evaluation and rating process so that our content is authentic and personal. We also have the knowledge to go along with it, since our team has a wealth of experience within the betting industry.

We’ve tested the deposit and withdrawal process at more than 100 sportsbooks, so we know exactly what to look for in terms of convenience, speed, and usability. Our testing ensures that we only recommend online sportsbooks that meet our high standards. For this guide, we focused on credit card deposits. We thoroughly assessed this process by actively signing up, entering our card details, depositing real money, and placing bets with those funds. The platforms that we’ve recommended ensured a smooth experience for this process.

Credit Card Sportsbooks FAQ

What is the benefit of using a Credit Card at online sportsbooks?

What alternatives are there to a Credit Card?

What is the best Credit Card betting site?

Is Credit Card safe to use at online sportsbooks?

Is a Credit Card a good option for fast payouts?

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Image for Rhianna Padman

Rhianna Padman

Senior Content Writer

Online Sports Betting
Online Casinos
Social Casinos
Sportsbook Payment Methods
Rhianna started her career in iGaming after graduating from the University of Exeter in 2022. She was introduced to the world of iGaming while living in Malta, developing a keen interest in sports and casino betting.
Nationality: British
Education: BA Classics
Favourite Sportsbook: Caesars Sportsbook
Favourite Casino: FanDuel Casino
2 years
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