The Best Baccarat Casino Sites in the US 2025

A Closer Look at My Top Five Baccarat Casinos

Baccarat may be everywhere across US online casinos, but how it’s handled isn’t always the same. The number of available variants changes from site to site. Bonus contribution for baccarat play isn’t consistent, and neither are the providers running the tables. Factoring in everything above, these are my picks for the best online baccarat casino sites.

1. bet365 Casino

bet365 is one of the few online baccarat casino apps with promos built around baccarat play. That’s why it earns a top spot on my list. 

It runs an ongoing live baccarat cashback deal: up to 10% back every week on losses over $10, with a $100 max. Both Speed Baccarat and standard Live Baccarat count toward the rebate, making it one of the few offers tied directly to live table performance.

The new player offer is aimed at slots with up to 500 free spins up for grabs, but the spins are wager-free. That means whatever you land can go straight to the baccarat tables and fuel your next run.

The casino features 5 baccarat titles. It’s not a massive spread, but it’s enough to keep the shoes turning. Four of them offer RTPs up to 98.94%, while their exclusive version comes in at 97.60%.

» Check out our full bet365 Casino review.

📜 Currently available in: NJ and PA
💰 Sign up offer: Match Bonus up to $1,000 + Up to 500 Spins

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2. FanDuel Casino 

I consider FanDuel Casino one of the top online baccarat casinos, and there are a few strong reasons behind that. First, the live baccarat table limits are broad, ranging from $1 to $15,000. The regular table version opens as low as $0.20, which makes it an easy entry point for casual players or anyone trying the game without putting much on the line.

The other major reason is the jackpot angle. Two baccarat table games are linked to progressive jackpots, so you get strong RTP and a shot at major payouts in the same hand.  The Mega jackpot was at $11,398 and rising the last time I checked.

The game library also includes Ruyi Baccarat by Light & Wonder, a commission-free version where banker wins don’t trigger the usual 5 percent deduction.

» Read more about FanDuel Casino in our full review.

📜 Legal in: NJ, MI, PA, WV
💰 Casino Bonus Offer: Deposit $10 and get 500 Bonus Spins & $40 In Casino Bonus
🤩 Promo Code: Not required

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3. Caesars Palace Online Casino 

Caesars Palace Online Casino makes my shortlist of casino baccarat online sites for one simple reason: variety. They go ten games deep, with titles from NetEnt, IGT, Evolution Gaming, and ODDSWorks all in one place.

The live dealer tables are powered by Evolution, with five active at any time. Minimum bets start at $1, while high-limit players can go up to $10,000 depending on the table.

The regular table options from ODDSWorks were a curveball. They’re tough to find elsewhere, and both Rising Phoenix and EZ Baccarat bring something different to the mix. Rising Phoenix includes side bets like Sun 7, which pays when the banker wins with a three-card 7.

What sealed the deal for me was how baccarat play feeds into Caesars Rewards. It’s a complete crossover system. The credits I earned online showed up in my account and could be used for hotel stays, meals, or free play at Caesars properties.

» Find out more in our detailed Caesars Palace Online Casino review.

📜 Legal in: NJ, PA, MI, WV
💰 Casino Bonus Offer: $10 Sign-Up Bonus + 100% Deposit Match up to $1,000
🤩 Promo Code: MEDIANJLAUNCH

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4. BetRivers Casino 

BetRivers makes a strong case for baccarat purists who want something outside the standard lineup. It's one of the few US casinos that feature Bac Bo, a dice-based hybrid from Evolution Gaming that blends elements of Sic Bo and baccarat. Two dice are rolled for each side, and you bet on which total comes out higher.

Alongside Bac Bo, there are eight more baccarat variants, which gave me room to game hop without hitting a wall. I kept coming back to EZ Baccarat and Rising Phoenix, since both mix in jackpots with standard play.

Live baccarat online casino tables at BetRivers Casino are powered mainly by Evolution, but BetRivers also includes Lounge Baccarat by Playson, offering a different visual and pacing style.

The welcome bonus at BetRivers Casino gives players up to $500 back in cashback on their first day, and baccarat games qualify. It gave me room to test a few higher bets early on while offsetting the initial risk.

» Find out everything you need to know in our BetRivers Casino review.

📜 Legal in: NJ, PA, MI, WV, DE
💰 Casino Bonus Offer: 100% Cashback bonus up to $500
🤩 Promo Code: Not required

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5. betOcean Casino 

betOcean is an entry that might fly under the radar with so many heavy-hitter casinos out there, but I see it as a strong pick for high-volume players thanks to how the loyalty program is structured. 

The online rewards system is tied directly to gameplay. You earn points through table action and redeem them for bonus credits. There are no non-gaming perks or travel tie-ins, just a clean earn-and-use loop that feels like a built-in cashback. 

Another reason I included betOcean in my best online baccarat casino list is their live baccarat offering from Playtech. I’m not saying Playtech is better than Evolution, but since most competitors use Evolution by default, this gives betOcean a unique angle.

There’s also an RNG baccarat version if you want a faster pace without the live dealer.

» Get all the information you need in our complete Ocean Casino review.

📜 Legal in: NJ
💰 Casino Bonus Offer: 100% Deposit Match up to $1,000
🤩 Promo Code: Not required

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How to Play Baccarat

To play baccarat at an online casino, you start by picking a licensed site, choosing your chip value, and placing a bet on Player, Banker, or Tie. Some versions include optional side bets that you can add alongside your main wager. After that, the game takes over and handles the rest.

Each side gets two cards. Aces are worth 1, cards from 2 to 9 keep their value, and 10s or face cards count as zero. If the total goes over 9, only the second digit counts. So a hand worth 15 would count as 5. A third card may be drawn, but that is handled automatically based on preset rules. You do not make any more choices once the cards are dealt.

If you are just learning how to play baccarat, this simplicity makes it easy to follow. You place your bet, then sit back and watch the result.

When it comes to baccarat strategy, most players go with the Banker bet. It wins slightly more often than the Player bet and has the lowest house edge, even though it comes with a small commission. Tie bets offer bigger payouts but are much riskier and not the best option if you are looking for consistent results.

Popular Variants of Baccarat 

Several baccarat offshoots have spun out from the classic version. Most changes involve side bet options, adjusted payout odds, or extra bonuses for certain hand results. Some offer a bonus when you win with three cards, others reward specific pairings. Here’s a look at the main baccarat variants available at licensed US online casinos.

Dragon Tiger 

Dragon Tiger is a streamlined baccarat casino online variation that strips the game down to two cards and a single decision. One card goes to the Dragon, the other to the Tiger. You bet on which side will get the higher card. Aces are lowest, and kings are highest. There’s no drawing phase; once the cards are out, the result is final.

The format is similar to Casino War, but framed with an Eastern aesthetic.

A Tie bet is also on the board. If both cards match in value, Tie pays 8:1. However, when a tie hits, main bets on Dragon or Tiger lose half the stake. That cuts the RTP on those bets to around 96.3%, lower than classic baccarat. Tie bets come with a much steeper house edge, often above 30%.

Some Dragon Tiger versions include a suited Tie bet that pays 50:1 if both cards match in rank and suit.

You’ll typically find Dragon Tiger through Evolution’s First Person and live dealer suites in licensed US casinos. BetMGM Casino is one of the platforms where it’s available.

Speed Baccarat 

Speed Baccarat is a rapid-fire take on traditional baccarat, made for players who want more hands and less waiting. The game mechanics are identical, with the same card values and draw rules, but the tempo is dialed up. A typical round in classic baccarat takes about 48 seconds. In Speed Baccarat, that drops to just 27.

Cards are dealt face-up instantly, and the gap between rounds is tight. That structure means significantly more hands per hour, which suits experienced players or anyone who prefers fast decisions over drawn-out pacing.

Odds and RTP don’t change. Main bets still offer returns up to 98.94%, so what shifts isn’t the math, but the rhythm. It’s baccarat on a timer.

PlayStar Casino features Speed Baccarat in its live dealer lobby, with betting limits from $1 to $10,000.

No Commission Baccarat 

No Commission Baccarat removes the standard 5% fee typically taken from winning Banker bets. In regular baccarat, a Banker win pays even money minus that commission. Here, the full 1:1 payout is awarded, but with a catch.

To preserve the house edge, a special rule kicks in when the Banker wins with a total of exactly 6. Instead of paying even money, that result pays just 0.5:1. Some versions treat this scenario as a push, depending on the software provider.

A side bet called Super 6 is often included, paying 15:1 if the Banker wins with a 6. It acts as a kind of hedge against the reduced payout.

EZ Baccarat is a branded online casino baccarat version from ODDSWorks. It runs on the same no-commission model but adds an extra layer. If the Banker wins with a total of 7 from three cards, the main Banker bet results in a push. This “Dragon 7” rule slightly reduces payouts in rare but impactful scenarios. That adjustment gives the game a marginally lower house edge — around 1.02% compared to 1.06% in classic No Commission formats.

You’ll find EZ Baccarat at select licensed casinos in the US, including Horseshoe Online Casino.

Lightning Baccarat 

Lightning Baccarat follows standard online casino baccarat rules but layers in a multiplier mechanic. Before each round, 1 to 5 cards are randomly assigned multipliers between 2x and 8x. If a winning hand includes one or more of those cards, payouts are adjusted upward based on the multiplier value.

To offset these enhanced payouts, a 20% fee is added to each main bet. That charge supports the boosted payouts, but the game’s structure otherwise remains unchanged. Card values, bet options, and draw sequences mirror those in classic baccarat.

The RTP on main bets averages 98.76%, which holds up well even with the added fee. The game increases variance and introduces occasional large wins, especially when multiple Lightning cards appear in a single hand.

Lightning Baccarat is available in select US online casinos offering Evolution live tables, including Borgata Casino NJ.

Best Baccarat Casino Bonuses

There is a range of different US casino bonuses that can, in theory, be used at baccarat tables, but most of them have significant restrictions. 

Like most table games, baccarat usually comes with a reduced contribution rate toward wagering requirements, and in many cases, it's excluded from promotions entirely. Even so, there are offers that include baccarat in meaningful ways. Below are a few baccarat-compatible bonuses worth checking out.

Free Spins

Free spin bonuses, also called bonus spins, are designed for slots, but when the winnings come wager-free, they can be used immediately on other games, including baccarat. bet365, for example, offers up to 500 bonus spins with no playthrough requirements on what you win.

In practice, that makes free spins an indirect baccarat bonus. You can take the profits from slots and bring them straight to the tables.

No Deposit Bonuses

No deposit casino bonuses are a free offer given on the house just for signing up. You’ll usually get $10 to $25 in site credit without making a deposit.

It’s a low-risk entry point, but it comes with trade-offs. No deposit bonuses usually carry high wagering requirements, often 30x or more, and baccarat is frequently excluded from qualifying games. When baccarat is part of the deal, it turns a small bonus into a free baccarat casino testing ground.

Cashback Bonuses

Cashback casino bonuses give players a percentage of their losses back, either as part of a welcome package or through recurring promos. 

At BetRivers Casinos, new players can get up to $500 back on first-day losses. Horseshoe Casino raises the ceiling with up to $1,000 returned as casino bonus funds, based on your net loss after day one.

These refund-style bonuses give you space to experiment with riskier baccarat plays, like Tie or Panda 8, without absorbing the full risk. With deposit match offers, keep in mind that baccarat often counts for just 5% to 10% toward wagering, and in some cases, it’s excluded altogether.

Cashback softens the edge of losses and rewards consistency over time. It offers a form of stability that standard bonus funds rarely provide.

What’s the Best Way to Pay When You Play Baccarat?

Your choice of casino payment method impacts how fast you can play baccarat, how much you can move, and how visible those transactions are.

E-wallets like Skrill and PayPal offer fast processing and help bypass traditional banks, which is helpful if you prefer to keep gambling activity off formal statements. 

If you're aiming for higher table limits, methods like bank wire transfers or VIP-preferred ACH support larger transaction volumes and are favored by high-stakes players.

Players who value discretion often turn to PayNearMe. It’s available at retail locations like 7-Eleven and allows cash-based deposits without linking a bank account. This makes PayNearMe ideal for staying completely off the financial grid.

Visa and Mastercard are accepted at nearly every licensed US online baccarat casino site, but credit card transactions can be unpredictable. Some banks automatically block gambling-related charges, especially on credit lines. Even when they go through, cash advance fees may apply, and most casinos don’t support withdrawals to credit cards.

Best Baccarat Experience on Mobile

I’ve played more than my share of baccarat on mobile, and at this point, it’s the only way I roll, even when I’m planted on the couch. Fire up the app, tap a table, and you’re off. Everything’s faster, cleaner, and more intuitive on mobile than on desktop.

Out of all the US casinos I recommended, FanDuel Casino stands out as the best casino mobile app option for baccarat. It’s the fastest-loading app I’ve used, with near-zero technical hiccups and excellent battery efficiency. Face ID gets you in fast, so you can go from lock screen to live show without breaking stride.

How We Rate Baccarat Casinos

When evaluating online baccarat casino sites, the team applies a detailed process based on how we rate all gambling platforms. The BetEdge system is used, but it’s adjusted for baccarat-specific priorities like game depth, table limits, and bonus eligibility. Each site is tested with a real-money deposit of $1,000 and played over a full week to see how it performs under real conditions.

• Promotions and bonuses: First stop is bonus terms. The review looks closely at how much baccarat contributes toward wagering requirements. A large bonus means very little if baccarat only counts for 5%. Casinos that offer baccarat-specific promotions, like bet365’s weekly live cashback, get extra credit. The best offers support baccarat directly without pushing players toward unrelated games.

• Game lineup: A strong baccarat section includes more than just the standard version. The review checks how many variants are available, whether there are side bet options like in Rising Phoenix, and which providers supply the tables. Evolution is the usual leader in live dealer games, but betting limits also play a big role. Sites with VIP tables and high maximums receive higher scores.

• User experience: Speed and accessibility matter. Baccarat should be easy to locate, with its own tab or through well-labeled filters. Platforms that show RTP and betting limits right on game thumbnails earn extra points. Stream performance is critical too. Any live baccarat game that stutters or freezes mid-hand brings the casino’s rating down.

• Banking options: Payment flexibility and speed are essential. The team looks for casinos that support quick deposits and withdrawals using credit cards, PayPal, ACH, and more. Faster payouts earn better ratings, especially when cash-at-cage is available. If a land-based partner is nearby, players can collect winnings in person, which adds major convenience.

• Customer support: Fast support is non-negotiable. If something goes wrong during a baccarat hand, help should be immediately accessible, not buried in a help center. The top casinos keep live chat just one tap away. BetRivers is a strong example, with visible and responsive support available at all times across the site.

Why Trust Us?

The team behind WSN built its baccarat chops on real tables, coast to coast, years before online casinos were even a blip. That kind of mileage sticks with you. When online casinos entered the picture, we brought decades of floor-level experience with us and built on it, learning how live dealer formats, side bets, and payout mechanics changed the landscape.

Every review we publish is based on hands-on testing. We deposit real money, play across various variants, test withdrawals, and engage with support channels. This helps us map out table limits, bonus terms, and gameplay performance with precision.

The rating system we use is purpose-built for casino players, not casino sponsors. There’s no sugarcoating in our online casino baccarat content. When a casino drops the ball, we put that in the write-up. That’s always been the deal. The medium changed, but our standards remained the same.

Responsible Gambling

Baccarat might look casual on the surface, but anyone who's played long enough knows how easy it is to chase one too many hands. A cold streak can rattle even seasoned players, and if you're not checking those impulses, things can get out of hand fast.

The WSN team put serious work into our Responsible Gambling Center. It’s built to help players understand their habits and stay sharp at the tables. Every casino we recommend also includes tools like reality checks, betting caps, and account cooling-off periods, giving you practical ways to stay in control without stepping away from the game entirely.