Bank transfers are one of the most secure and widely accepted payment methods at US online casinos today. If it's your go-to option, you'll find plenty of great casino choices, with Luckyland Slots leading the pack for October 2025 thanks to its simple and fast processing.
This guide cuts straight to what you need to know. I'll compare the different bank transfer methods, look at the pros and cons, and give you my top five casino picks with a specific explanation of why each one made my list.
I’ve done the legwork of reviewing all US online casinos to bring you just my five favorite bank transfer online casinos based on speed, reliability, ease of use, and overall player experience when depositing or cashing out using bank transfers. I’ve also linked to our full reviews for each platform, which contain the latest bonus details and promo codes if you want to find out more.
I chose BetMGM Casino as the best bank transfer casino because it offers something for everyone, whether you're a casual player, an experienced pro, or somewhere in between.
With over 5,000+ slots (in New Jersey), daily jackpots, weekly promotions, and no-deposit bonuses on deck, it’s hard to find too many flaws. New sign-ups can take advantage of a 100% match up to $1,000 plus $25 in casino credits on the house when they sign up using our casino bonus code WSNCASINO and make a deposit of at least $10.
Players in West Virginia have an even better bonus offer, which gives them $50 on the house, a 100% deposit match up to $2,500, and 50 bonus spins, but the drawback is that they have just under 1,000 casino games available. And yes, in all states where BetMGM Casino operates, a bank transfer is available as both a deposit and withdrawal option.
Their no-deposit casino credits come with a 1x playthrough and 3-day expiry period, but their actual welcome bonus gives you 14 days to satisfy 15x wagering requirements across a range of slots and progressives. This includes their “Lion’s Share” jackpots, which deliver hundreds of dollars in prizes every day. The Community Jackpot goes up to four figures every single Friday.
Aside from endless spins, their table games and live games are top-notch. New Jersey players will have the most flexibility in terms of variety, but they have at least 1,000 games for players in every state. All their best slots, jackpots, and specialties work flawlessly on desktop and mobile.
Banking is simple and straightforward, and I’ve never had any trouble navigating their user interface. If you’re looking for a top-tier bank transfer casino, BetMGM Casino is definitely it.
» For more details, check out our in-depth BetMGM casino review.
🤩 Promo code: WSNCASINO
✅ $25 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ Thousands of games from 20 software providers
✅ Weekly promotions and “Lion’s Share” jackpots
Caesars Palace Casino is another well-known operator available in NJ, PA, MI, and WV that accepts bank transfer payments, and I put them on this list because of their strong reputation, fast processing times, and generous welcome bonuses. They make it easy for players to deposit and withdraw using their bank account, which is exactly what you want from a top bank transfer casino.
Just for signing up with our bonus code MEDIANJLAUNCH and making your first deposit, you’ll get a 100% deposit match up to $2,500. In terms of sheer bonus size, this is one of the biggest out there. The only other casino that matches it is BetMGM Casino in West Virginia, which also offers $2,500. You know what? Maybe I should move to West Virginia.
On top of the deposit match, if you wager just $25, you’ll earn 2,500 Reward Credits, which is a great way to start using the excellent Caesars Rewards program. This loyalty program gives you perks both online and in person, including discounts at Caesars resorts and partner retailers, along with other exclusive casino benefits.
Beyond online bonuses, you can use both VIP Preferred and wire transfer to fund and withdraw money from your account. VIP Preferred is slightly more convenient for standard players due to its lower required minimum deposit ($10) and withdrawal ($1), while wire transfer is better for high rollers.
The Caesars Palace Casino mobile app has everything you might expect from a Vegas-style casino, and their website is just as easy to navigate. Load times are nearly instantaneous across the board, even when your cell service or Wi-Fi isn’t the fastest. Last but not least, they offer a suite of helpful responsible gaming tools. It’s exceedingly simple to set daily, weekly, and monthly spending limits under the “Account” tab.
» Read more about Caesars’ bonuses in this full Caesars Palace Casino review.
🤩 Promo code: MEDIANJLAUNCH
✅ $10 Sign-Up Bonus + 100% Deposit Match up to $1,000
✅ Caesars' loyalty rewards
✅ Over 1,800 casino games
There’s nothing quite like having an entire 161,000 square-foot casino in your pocket, accessible anytime you want on the go. That’s exactly what Borgata Casino offers you.
That’s one of the reasons why Borgata Casino is my top bank transfer casino. Their mobile app edges out their Atlantic City venue and offers 4,430 slots, 333 jackpots, and 185 table games. It’s a pleasure to navigate, and intuitive search filters make quick work of sorting through it all.
You also won’t get $20 for parking your car with one of Borgata’s valets, but their online casino no deposit offer will give you $20 just for signing up, and if you decide to deposit later, you'll get a 100% deposit match up to $1,000.
You’ll have 3 days to satisfy a 1x playthrough on the $20 no deposit bonus, and the deposit match offer comes with a 30-day expiry period. More than double what other casino sites offer with the same 15x wagering requirements attached.
Whether you’re using their desktop or mobile version, be prepared for a mind-blowing collection of top-rated casino games. A handful of them are similar to what’s available in Atlantic City, but several thousand machines are exclusive to their online platform.
When it comes to bank transfer payment methods, you'll have access to VIP Preferred and wire transfers. Both can be used for deposits, but you can only withdraw using wire. The minimum deposit for all methods, except wire, is $10, while the minimum deposit and withdrawal for wire is $1,000. However, the maximum withdrawal is $2,000,000, which, as you can imagine, is great for high rollers.
» Read more about Borgata's game selection in our Borgata Casino review.
✅ $20 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ High maximum withdrawal
✅ $4.5 million progressive jackpot
It’s not hard to see why BetRivers Casino is so popular with new players. They offer one of the industry’s most generous cashback bonuses, which gives a bit of a safety net to anyone who is just getting started or wants to test the waters without too much risk. Instead of a traditional deposit match with high wagering requirements.
To claim the BetRivers Casino offer, you just need to sign up, deposit, and wager $10 or more. During your first 24 hours as a registered player, you’ll get 100% of your net losses back up to $500, and there’s a 1x playthrough on the cashback funds. The 30-day expiry period should give you more than enough time to play through the amount of your bonus.
If any of their 2,800 plus slots and table games are hot when you start playing and you end up winning after 24 hours, you will not receive any bonus. Still, it is a great safety net if things do not go as planned.
To fund your account with a bank transfer, you will only have VIP Preferred as an option. The minimum deposit is $10, and the maximum is $100,000. Thanks to their Rush Pay system, which automatically processes about 80% of payments, withdrawal requests are handled much faster than what you might be used to with other casinos. You can typically expect your money within two days.
It gets even better in combination with their eleven-tiered iRush Rewards program. From Day 1, all players begin to earn points every time they gamble real money, which can then be cashed in at the bonus store for all kinds of benefits. The perks range from special bonuses, BetRivers swag, and expedited transaction speeds to a free iPad, comped trips to fine dining establishments, and luxury invitations to VIP-only events.
BetRivers’ first ten tiers require you to unlock a cumulative number of Rewards Points, which can also be redeemed for cash in the process. Their Elite tier is by invitation only, and that’s where all the juicier benefits kick into high gear - but it’s within the grasp of high rollers only.
» Discover more in our in-depth BetRivers review.
✅ 100% Cashback bonus up to $500
✅ Eleven-tiered iRush Rewards program
✅ Rush Pay system
See how the top best bank transfer online casinos compare to each other below:
Casino | Deposit time | Max deposit | Withdrawal time | Max withdrawal | Fees |
---|---|---|---|---|---|
BetMGM Casino | Instant | None | 4 - 5 days | $2,000,000 | No |
Caesars Palace Online Casino | Instant | None | 7 - 21 days | No limit | No |
Borgata Casino | Instant | None | 4 - 5 business days | $2,000,000 | No |
BetRivers Casino | Instant | $100,000 | 1 - 2 days | No limit | No |
Sweepstakes casinos don’t require players to spend any money to play online casino style games, and they are legally available in states that don’t offer legal online gambling. The games are played using two virtual currencies, normally called Gold Coins and Sweeps Coins, both of which you can get for free in lots of ways.
You can also purchase extra Gold Coins if you run out of your free supply, but Sweeps Coins can never be purchased. When you play with GC, you can’t win any prizes or use them for anything other than playing games. With SC however, you can redeem your winnings for prizes, including cash and gift cards.
Bank transfers are a commonly accepted payment method, and we’ve put together a list of regulated sweepstakes casinos that accept bank transfers below:
The definition of a bank transfer changes depending on who you ask, but it’s commonly meant to describe a few forms of payment: a traditional bank wire, ACH (Automated Clearing House) payment, and a transfer processed via your online banking.
Bank wires are expensive and can shave up to $50 off your final payout, but there’s not an easier, faster, or more secure way to move large amounts of money. If you’re a high roller intending to spend tens or even hundreds of thousands of dollars with a casino like BetMGM, a bank wire is a good option, but for the majority of players I recommend avoiding it due to high fees and high deposit limits.
In this case, an ACH transfer or an online banking transfer is the way to go for almost everyone.
ACH payments are normally processed within 24 hours, and they’re 100% fee-free.
Online banking transfers via Trustly can hit your balance even more quickly, and you won’t have to shell out good money on processing fees. Instead, you can sign into your bank account using Trustly’s secure portal for one-tap deposits and payouts.
Normally, deposits made through ACH and online bank transfers are processed within seconds. Payouts can take up to 24 hours with Trustly, but most players (myself included) see their funds delivered within an hour or two. It all depends on the casinos policies.
Online bank transfers, ACH payments, and wire transfers are processed from bank to bank with no middleman. You won’t have to enter your bank card information online, which could put you at risk of identity theft if you’re using public Wi-Fi to make deposits or receive payouts while on-the-go. Choosing a bank transfer means you won’t need to sign up to any new services, like PayPal or Skrill, or get used to a new type of technology, like crypto.
By signing into your bank account remotely via Trustly, you’re taking advantage of best-in-class security features. Trustly encrypts your deposits and cashouts for free, and most sites process online bank transfers within a few hours. However, it can take up to a day if the casino is busy.
Even though wire transfers can come with a processing fee of up to $50, they’re the best way to deposit or withdraw enormous amounts of money in one fell swoop. Online bank transfers only let you take out a few thousand at once, but you can withdraw up to $100k at BetMGM via wire.
In this section, I discuss the step-by-step process I use to make deposits and receive payouts at BetMGM using my iPhone 13 on a routine basis. While this isn’t my first rodeo, the process of signing up with an online casino might be unfamiliar territory for some of our readers.
1. Check Reviews and Choose A Bank Transfer Casino
Even though I’m using BetMGM casino here, you should look for a casino that best suits your gaming preferences. Not every bank transfer casino is cut out for every player. Whether you decide to get started with the first or sixth of my recommended casinos listed above, there’s no difference in safety or security.
I’ve listed a variety of platforms because each one provides an entirely unique casino experience. Some bank transfer casinos are known for their selection of table games, while others have fantastic bonuses and still more have great loyalty perks for current players.
As avid players ourselves, we’ve signed up and tested every casino on this list from a player’s point of view. We discuss the advantages and disadvantages of each casino in alignment with your best interests. Check out our list of best online casinos to decide on your next casino.
2. Download “BetMGM” on the App Store or Google Play
Download BetMGM on the App Store/Google Play by typing “BetMGM Casino” into the search bar. There’s a separate sportsbook app, so this distinction is important. After installing their app, open it from the home screen to begin creating your new account (or visit their website instead).
If you’re using a different casino, open that one instead.
3. Create Your New Online Casino Account With BetMGM
Click the yellow “Register” button near the top-right corner of your screen before typing in your preferred email address and clicking “Continue.” Create a secure password that isn’t a replica of your email and follow the screenshotted guidelines to proceed with the registration process.
Whichever casino you choose, the sign up process is largely similar since they need to gather the same player information legally.
4. Verify Your Identity and Personal Information
Type in your full name, enter the last four digits of your SSN, and disclose your date of birth to ensure that you’re 21 or older. Next, enter your mobile phone number, which can recover your casino username and/or password if you find yourself in a jam.
Type in your address as it’s written on your driver’s license or government ID card and click the corresponding address from the drop-down menu. Otherwise, enter your address manually with the state, city, zip code, and street included. When I set my account, I went with the first option.
Check each of the four boxes to certify that you’re at least 21 years old, that you’re not a casino key employee, and that you understand BetMGM’s Terms & Conditions. The fourth box allows you to opt in for special BetMGM bonuses and exclusive promotions sent through SMS/email.
5. Add Funds to Your BetMGM Account Balance
Log into your casino account, click “Deposit” at the top-right corner, and select “Online Banking” from the list of payment methods on the next screen. If you’re using a wire transfer to deposit a lump sum in excess of $1,000, scroll down to the bottom and click “Bank Wire Transfer” instead.
Add how much you’d like to deposit and click the “Deposit” button. Select your bank from the list or search for it by name if it’s not immediately visible. After signing in with your bank username and password via Trustly’s secure online portal, confirm the transaction by pressing “Deposit.”
My $10.00 deposit from Chase landed in my account immediately.
6. Request A Withdrawal Using A Bank Transfer
Depending on the amount of money you’re withdrawing, you can opt for an online bank transfer or traditional wire transfer. The larger the sum, the more likely it is you should bite the bullet on a domestic wire fee, but for the vast majority of players a simple transfer via Trustly is ideal.
Online banking only goes up to a certain amount depending on the site, but wire transfers handle mid-five or even six-figure payouts. Select “Account” from the main screen and click “Withdraw.”
Then, select “Online Banking” from the list once more, type in the amount you’d like to withdraw, and click “Withdraw” to confirm the payout. BetMGM’s banking process couldn’t be much easier.
Yes, you can absolutely claim best online casino bonuses and existing offers using an online bank transfer, ACH payment, or wire transfer if you’re depositing large amounts of money. So long as you deposit the minimum of $5 for DraftKings or $10 for any other casino we’ve reviewed, you’ll qualify for a welcome bonus.
See all the licensed and regulated online casinos that accept bank transfers below:
Caesars Palace Online Casino
FanDuel Casino
BetRivers Casino
Borgata Casino
Here’s how bank transfers compare to other popular payment methods:
Payment Method | Withdrawal Time | Fees | Ease of Use / Beginner Friendly | Withdrawal Supported? | Availability |
---|---|---|---|---|---|
VIP Preferred | 4/5 | No | 5/5 | Yes | Most casinos |
Online Banking via Trustly | 4/5 | No | 5/5 | Yes | Most casinos |
Bank Transfer | 2/5 | Possible fees from bank, nothing from casino | 4/5 | Yes | Almost all casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
Wire Transfer | 1/5 | Possible fees from wire processor | 3/5 | Yes | Most casinos |
ACH | 4/5 | No | 4/5 | Yes | Most casinos |
Mastercard Debit | 3/5 | No | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
Visa Debit | 3/5 | No | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
AMEX Debit | 3/5 | Possible fees from card issuer, nothing from casino | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Discover Debit | 3/5 | Possible fees from card issuer, nothing from casino | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Credit Cards | - | Possible fees from card issuer, nothing from casino | 5/5 | No | Almost all casinos |
PayNearMe | - | $2.99 to $3.99 per deposit, depending on your location | 3/5 | Rarely | Most casinos |
Play+ | 5/5 | Possible fees from bank and ATM, none from casino | 4/5 | Yes | Most casinos |
PayPal | 4/5 | 2.99% for funding PayPal account, nothing from casino | 3.5/5 | Yes | Most casinos |
Apple Pay | 3/5 | No | 5/5 | Yes | Most casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
Venmo | 4/5 | No | 4/5 | Yes | Few casinos |
Skrill | 4/5 | $5.96 for withdrawing funds from Skrill account | 3/5 | Yes | Few casinos |
Snce 2005, WSN has been a trusted source for impartial and unbiased information on the world of sports betting and online gambling. Our core principle has never changed: we only recommend licensed online casinos that our experts would (and do) use themselves.
Beyond our reviews, we are committed to empowering players with knowledge. Whether you're a newcomer learning the rules or an experienced player refining your strategy, our comprehensive casino learning guides are designed to help. These expert-written resources cover everything from game basics and advanced techniques to bankroll management and tips for responsible gaming.
To ensure complete impartiality, we manually test every platform. This involves a minimum 12-hour deep dive where our team signs up, deposits real money, claims bonuses, plays various games, and tests payout speeds. Our exhaustive rating process is built on at least two hours of dedicated research into each of the following five pillars:
User Experience - Rather than taking a site at their word, our team delves deep to test the user experience for ourselves on desktop and mobile devices. We judge each site’s search features, beginner-friendliness, color palate, aesthetics and general presentation.
Gaming Variety - We don’t settle for casinos with a sub-par game selection. Our experts actually test the quality of games instead of simply writing down the numbers, and we rank based on how a casino performs overall. We also account for originality and areas of specialty.
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Deposits & Payouts - For the best casinos that accept bank transfer payments, we go through the process to deposit and withdraw at least $10 per transaction. Our team documents speed, ease-of-use, and the flexibility of deposit and withdrawal limits for bank transfers.
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You can read WSN’s full Responsible Gambling section to learn more. There are lots of great organizations out there that offer support to anyone struggling, as well as friends and family of problem gamblers:
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