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Best Credit Card Online Casinos For Real Money 2024

Written by: Vujadin Lulic
Fact-checked by: Ioana Romanasu
Updated April 4, 2024
14 min read

Credit card casinos are widespread over the US, with almost every casino accepting credit cards as a payment option. It's an impossible mission to come across a casino that doesn't offer credit cards as a viable payment method.

If you’re searching for the best credit card casinos licensed and regulated in the US, read on. We have mapped the US market in search of the best credit card casinos for you to enjoy.

🔥 Claimed by 139 people this week!

Logo #1



100% Deposit Match up to $100!

21+ | NJ, WV, PA, MI only | T&C apply

Logo #3

Ocean Casino


100% Deposit Match up to $1,200

21+ | NJ Only | T&Cs apply

Logo #4

Bally Casino


$100 Money Back Guarantee

Logo #5

Virgin Casino


$100 Real Cash Back

Logo #6




Why Should You Trust Us?

At WSN, we have a team of experts dedicated to creating the highest-quality casino reviews. Casinos do not pay us to rate them as good or bad. We take our expertise to the next level and create unbiased reviews that result from comprehensive casino testing, and checking of casino bonuses, promotions, and other features.

We only recommend licensed and trusted casinos with positive player reviews. We also test each payment method in real time by making deposits and withdrawals.


Post Publishing Review

Each month, we do a new round of testing and find the best credit card casinos in the US. In June we added Horseplay Casino to our list.

Our Top 5 Credit Card Casinos - Why They’re The Best

We’ve prepared a list of the top 5 credit card casinos, ranking them for fast payouts, welcome bonuses, low/no fees, and available games. We found DraftKings Casino to be the best among casinos accepting credit card payments, and you'll see in a moment why.

Credit Card Casinos

1. DraftKings Casino: Best Credit Card Casino Overall

DraftKings Casino Two Welcome Offers

Since its inception in 2012, DraftKings has grown to become an online gambling giant in New Jersey, Michigan, Connecticut, Pennsylvania, and West Virginia. It holds a license from the New Jersey Division of Gambling Enforcement, establishing itself as a leader in online fantasy games and casino gambling.

New players joining DraftKings Casino will be able to pick one of the 2 welcome bonuses available with credit card deposits:

  • Deposit bonus up to $2,000 with 15x wagering requirements, or

  • Deposit match bonus up to $100 in casino credits with 1x wagering requirements

There are also many promotions for regular players, including a Refer-a-friend bonus, New Jersey Draftkings progressive jackpots up to $100,000 in cash, $10,000 leaderboard – top prize of $2,000 Casino Credits, and many more.

DraftKings fans can choose from over 1,000 games, including slot and table games, exclusive games such as DraftKings Rocket, jackpots, and the best selection of live casino games from NetEnt, Evolution Gaming, and ReelPlay.

Other than credit cards, DraftKings allows payments with debit cards, PayPal, Neteller, Skrill, and Bank Wire transfers. You can start your adventure at DraftKings with a minimum deposit of $5.


  • Two welcome offers

  • Redeem crowns for contest tickets

  • Exclusive games


  • No live chat support

  • No deposit bonus not available

Check out our in-depth DraftKings Casino review for more information.

  • WSN rating: 4.7/5

  • Sign-up offer: Deposit bonus up to $2,000 or match bonus up to $100 in casino credits

  • App rating: 4.5/5 (iOS); 4.4/5 (Android)

Claim your DraftKings promo 

2. Stardust Casino: Best Welcome Bonuses and Promotions

Stardust Casino promotion webpage

This legendary Las Vegas brand of the New Jersey and Pennsylvania online gambling scene has been authorized by the New Jersey Division of Gaming Enforcement.

First-time players at Stardust Casino are showered with several bonus offers available with credit card payments:

  • No deposit bonus of $25 just for registering

  • 1st deposit bonus: 100% match up to $250

  • 2nd deposit bonus: 50% match up to $200

  • 3rd deposit bonus: 25% match up to $50

Stardust Casino boasts a bunch of promotions for regular players, offering Daily Spin for $1,000,000, weekly offers, and friend referral bonuses.

The large gaming library at Stardust is not a surprise since FanDuel Casino runs this casino. You can choose from over 500 casino games, including slots, live dealer games, free spin, jackpots, and table games.

You can fund your account with Visa, Mastercard, PayPal (see our list of PayPal casinos), Venmo, PayNearMe, VIP preferred, and Play+ with a minimum deposit of $10.


  • No deposit bonus of $25

  • 3 deposit bonuses up to $500

  • Daily spin for $1,000,000


  • Unachievable VIP program

  • The help section needs improvement

Check out our in-depth Stardust Casino review for more information.

  • WSN rating: 4/5

  • Sign-up offer: No deposit bonus of $25 and 3 deposit bonuses up to $500

  • App rating: 3.3/5 (iOS); 3.6/5 (Android)

Grab your Stardust Casino promo 

3. Ocean Casino: Best Selection of Games

Ocean Online Casino promo offer

Established as a land-based casino in Atlantic City in 2012, Ocean Casino debuted online in 2018 with a strong reputation and is trusted by many gamblers located in the Garden State. It has been licensed and regulated by the New Jersey Division of Gambling Enforcement.

Regarding welcome offers, Ocean Casino won’t let you down. Upon making your first credit card deposit, you’ll get a 100% match bonus of up to $1,200. You can also earn betOcean online reward points for every online cash wager and redeem them for bonus cash.

The selection of games is the main selling point of Ocean Casino. Over 800 slots, table games, live casino games, Megaways, and NJ top games are available from IGT, Light&Wonder, Everi Interactive, NetEnt, and many more.

>> Check out our list of the best NetEnt casinos. <<

You can deposit using Visa, Mastercard, PayNearMe, Play+ Card, VIP Preferred, and Cash at Cage.


  • Best game selection

  • Welcome offer of 100% up to $1,200

  • Collect betOcean points


  • 30x wagering requirements

  • No PayPal deposit option

Check out our in-depth Ocean Casino review for more information.

  • WSN rating: 4/5

  • Sign-up offer: 100% Deposit Match up to $1,200

  • App rating: 2.3/5 (iOS); 4.3/5 (Android)

Get your Ocean Casino promo 

4. Bally Casino: Best for Smaller Stakes Players

Bally Casino Homepage

If you’re familiar with casinos along the Boardwalk in Atlantic City, Bally Casino won’t sound strange to you. Bally was launched online in New Jersey in 2021 and in Pennsylvania in 2023 and has a license from the New Jersey Division of Gaming Enforcement.

Players depositing with credit cards can take advantage of Bally's welcome offer, which includes up to $100 cashback on their first deposit. You can claim this welcome offer if your net losses exceed 90% of your initially deposited money. 

Bally Casino has a decent gaming library offering around 250 games, including slots, jackpot slots, live dealer, and table games. What sets Bally Casino apart is its provision of free games where you can earn free spins and even real money.

You can use Visa, Mastercard, PayPal, and VIP preferred to fund your Bally Casino account. The minimum you can deposit is $10, and the minimum withdrawal is suitable for smaller-stakes players capped at $10.


  • Free casino games

  • $100 cashback for new players

  • Outstanding mobile app


  • Decent selection of games

  • Only a few payment options

Check out our in-depth Bally Casino review for more information.

  • WSN rating: 4.1/5

  • Sign-up offer: $100 cashback on your first deposit

  • App rating: 4.1/5 (iOS); 4.5/5 (Android)

Don't miss your Bally Casino promo 

5. Virgin Casino: Best Bingo Game Selection

Virgin Casino Homepage

The name Virgin Group carries a distinct prestige, having been established in 1970 by Richard Branson and Nick Powel. Virgin Casino is established through a partnership with Tropicana Casino and Resort Atlantic City and is licensed and regulated by the New Jersey Division of Gaming Enforcement.

It offers a $100 real cashback without any wagering requirements to credit card depositors. If your net losses surpass 90% of your initial deposit within 7 days, you'll be refunded $100 real cash.

Additionally, you’ll get regular offers such as daily free games, prize draws, and special promotions for specific national holidays. You can also get a bonus for friend referrals. 

You can play over 250 casino games, including slot and table games from Netent, IGT, NextGen, WMS, NYX, and Gamesys. The area where Virgin Casino stands out is a selection of bingo games boosted with fun chats, events, and extra bonuses.

Virgin Casino accepts only 4 payment methods: Visa, Mastercard, PayNearMe, and e-Check. The minimum deposit is $10, and the minimum withdrawal is also $10.


  • Best bingo game selection

  • $100 cashback

  • Free games


  • No live casino games

  • Only a few payment methods

Check out our in-depth Virgin Casino review for more information.

  • WSN rating: 4/5

  • Sign-up offer: $100 cashback on your first deposit

  • App rating: 4.5/5 (iOS); 3.6/5 (Android)

Claim Virgin Casino Welcome Offer 

6. Horseplay Casino: Best No Deposit Bonus

Horseplay Best Credit Card Casino

Horseplay Casino, previously known as B Spot Casino, is a online casino which offers a unique blend of casino-style games based on the outcomes of live horse racing. If regular horse betting isn't enough, you'll like Horseplay Casino. Thanks to this interesting blend the casino is legal and licensed in 18 states (AL, CA, CO, DE, FL, KS, MT, ND, NH, NM, NY, OK, OR, RI, SD, VT, WI, and WY).

Horseplay Casino provides a $50 Freeplay promo for all new customers. However, to withdraw your winnings, you need to fulfill a 2x playthrough requirement. Additionally, within 30 days, you must spend an extra $20 to meet all other requirements.

Casino is mostly comprised of Slots and Arcade games. Most of whom are based on historical horse races, in line with the them of the casino. Don't worry, you can also find casino-style arcade games as well as some bingo titles. Example of games you can find:

  • Cosmic Jewels

  • Majestic King

  • Lost City of Gold

  • Aces High

  • Jungle Jack

Horesplay only accepts three payment methods: credit card, debit card, and bank transfer. I do hope that they will expand their casino payment options to include Google Pay and Apple Pay. Minimum deposit is $10 for all methods and minimum withdrawal is $1 for all methods.


  • Available in 18 states

  • Mobile apps for iOS

  • Excellent customer support


  • Only three payment methods

Check out our detailed Horseplay Casino review.

  • WSN rating: 4.5/5

  • Sign-up offer: $50 Freeplay

  • App rating: 4.4/5 (iOS); N/A (Android)

Try out Horseplay Casino 

Casinos that Accept Credit Cards Compared

Below is the comparison table that outlines the credit card payment method at our top 5 ranked casinos. You can see that even if the payment methods are the same, they’re adapted to casino rules. Let’s take a closer look:

CasinoDeposit TimeMax. DepositWithdrawal TimeMax. WithdrawalFees
DraftKings CasinoInstantNo Max1-3 days$25,000No
Stardust CasinoInstant$10,0003-5 daysN/ANo
Ocean CasinoInstantN/A1-7 daysN/ANo
Bally CasinoInstant$10,0003-5 days$5,000No
Virgin CasinoInstant$10,0007-10 days$5,000No
Horseplay CasinoInstant$2505-10 daysN/ANo

Credit Card Sweepstakes Casinos

Sweepstakes casinos are safe and legal casinos across all US states except Washington. They are an increasingly popular alternative to real money casinos, allowing players to enjoy casino-style games. No purchase is required in sweepstakes casinos, making them a legal option for entertainment purposes.

Sweepstakes casinos use two virtual currencies: Gold Coins and Sweeps Coins. You can get plenty of Gold Coins by registering your account, logging in daily, participating in contests, tournaments, and giveaways. You can also purchase a package of Gold Coins and receive Sweeps Coins as a gift. You cannot purchase Sweeps Coins by any means, but if you collect enough, you can redeem them for real money prizes.

Our in-depth review of the best credit card casinos also sheds light on sweepstakes casinos. Below is a list of the best sweepstakes casinos that accept credit cards as a payment option:

What Is a Credit Card Payment Option?

There are many different credit card options available at legal casinos in the US. Our team found Visa, Mastercard, American Express, and Discover at all credit card casinos presented on this page. They all have robust security measures and many similarities. 


The first deposit at an online casino was made in the mid-1990s – and it was made with a Visa card! Visa is the preferred payment method at US online casinos since it provides the highest level of protection with its cutting-edge encryption technology. 


Mastercard is a leading choice for deposits and withdrawals at online casinos, thanks to its robust security measures and quick and secure transactions. Mastercard has a two-factor identification process. You must prove your transaction via email or mobile phone to ensure you are making the transaction.

Find the best MasterCard online casinos.

American Express

American Express is among the greatest and most practical online payment options available. This banking option is widely accepted online, even at some of the best credit card sites, because of the high-security measures and ease of use.

Check out the best American Express online casinos.


Discover is a convenient and secure deposit method at many US online casinos. There are no fees related to Discover deposits, and you’ll receive 5% cashback on your spending with Discover. Unfortunately, you cannot make withdrawals using Discover.

Why Choose a Credit Card Casino?

We believe players prefer to use credit cards in online casinos because the process is simple, and almost all online casinos accept credit card transactions, but that is not all. These are some of the advantages of using credit cards at online casinos.

Advanced Security Measures

Credit cards are the most secure online payment method since they use two-factor transaction proof. First, you must use your CVV code, and second, you must confirm the transaction by SMS or email. 

Excellent Mobile Compatibility

Depositing and withdrawing with credit cards through the mobile app is just as easy as if you were on a desktop. All credit card payments are mobile-compatible with any casino app platform.

Widely Accepted

Credit cards are widely accepted by online casinos in the USA and worldwide.

How To Deposit & Withdraw With a Credit Card

Depositing money at credit card casino sites is easy and straightforward. The WSN team has tested the process of depositing money at McLuck Social Casino, and we are showing you the steps to complete this process. It’s equal in all casinos that accept credit cards as a payment option, no matter if they are social or real money casinos. To make a deposit at any casino just follow these simple steps:

  1. Register your account at one of the credit card casinos of your choice.

  2. Visit the Cashier section at real money casinos or click on the Get Coins button at sweepstakes casinos.

McLuck Purchase Process Steps

  1. Click the “Deposit” or “Pay Now” button.

McLuck Purchase Process Credit Card Step

  1. Fill in the required information: card number, validity (month and year), CVV code, name on the card, first name, last name, and address. Select your state, city, and ZIP code. Click on the “Add Card & Pay Now” button.

  2. Select the amount you want to deposit and confirm the payment.

  3. You will instantly receive the funds in your account.

The withdrawal process is even easier since you store your card details at the credit card online casino. Just follow the process step-by-step:

  1. Make sure to read the terms and conditions about the minimum required withdrawal amount.

  2. Click on the “Withdraw” button.

  3. Choose the credit card option and enter the amount you want to withdraw.

  4. The process will be automatically finished since you use the same method for deposits and withdrawals.

  5. Wait for the casino to process your withdrawal request (24-48 hours), and in 1-3 days you can expect the money to be credited to your credit card.

Can I Claim Bonuses Using Credit Cards?

Yes. Online casinos have no restricted bonuses if you use a credit card as a payment option.

Full List of Casinos That Accept Credit Card

  1. DraftKings Casino

  2. Stardust Casino

  3. Ocean Casino

  4. Bally Casino

  5. Virgin Casino

  6. WynnBET Casino

  7. Mohegan Sun Online Casino

  8. bet365 Casino

  9. Pulsz Casino

  10. High 5 Casino

  11. McLuck Casino

  12. Sweeptastic Casino

  13. Funrize Casino

Credit Card Compared To Other Payment Methods

Payment MethodWithdrawal TimeFeesEase of UseWithdrawal SupportedAvailability
Credit Cards3/5No4/5YesAlmost all casinos
PayPal4/5No3/5YesMost casinos
ApplePayNoNo3/5NoMost casinos
Cryptocurrency5/5No2/5YesOnline a few casinos

Credit Card Online Casinos For Real Money FAQs

What is the benefit of using credit cards at online casinos?

What alternatives are there to credit cards?

Do credit card payments have any fees?

Are credit cards safe to use at casinos?

Are credit cards a good option for fast payouts?

21+ | NJ, WV, PA, MI only | T&C apply
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Image for Vujadin Lulic

Vujadin Lulic

Review & Casino Content Specialist

Online Casino
A passion for basketball is what turned Vujadin towards writing about sports and ultimately to becoming an expert writer and editor in the world of online gambling. He is now an expert in casinos, sports betting, and social casinos and stays updated with the latest online gambling developments in the US.
Education: N/A
Favourite Sportsbook: Caesars Sportsbook
Favourite Casino: FanDuel Casino
5 years
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