Best PayNearMe Online Casinos for Real Money 2024

Written by: Joseph Fallon
Fact-checked by: Ioana Romanasu
Updated June 28, 2024
22 min read

When you play at a PayNearMe casino, you can visit 60,000+ retail locations around the country to reload your casino balance with cash. I’m explaining exactly what PayNearMe is, how it works, and the pros and cons of using it. 

I’m also reviewing the six best PayNearMe casino sites and bonuses available right now. 

🥇 Our favorite PayNearMe casino in July 2024 is BetMGM Casino. 🥇

Our Top Recommended PayNearMe Casinos

How We Rate
Affiliate Disclaimer

🔥 Claimed by 114 people this week!

Logo #1

BetMGM Casino


Deposit Match up to $1,500 + $25 on the House!

21+ | Terms and conditions apply

Logo #2



200% Deposit Match up to $200

Logo #3



100% Deposit Match up to $500 in Bonus Money

21+ | T&Cs apply

Logo #4

Borgata Casino


$1,000 Deposit Match + $20 on the House

21+ | T&Cs apply

Logo #5

Virgin Casino


$100 Real Cash Back

WSN paynearme casinos

Our Top 6 PayNearMe Casinos - Why They’re The Best

I did the research to review my six favorite PayNearMe casinos based on the time I spent with each platform. Be sure to check our full reviews for the latest promos, sign-up links, and more. 

1. BetMGM 

BetMGM Casino PayNearMe

Best For: All Rounder 

I’ve gone with BetMGM as the best PayNearMe casino for casual, intermediate, and advanced players alike. While they retain the beginner-friendly mobile and desktop interface that made this platform so popular to begin with, BetMGM offers a plethora of innovative high-quality games and bonuses. 

You’ll find 1,500+ games from 20+ providers in their New Jersey online casino, and you can play the latest slots and jackpots with BetMGM’s 100% welcome match up to $1,000. You just need to deposit $10 or more using PayNearMe (or any method) to qualify. As an added gift, you’ll receive an extra $25 in casino credits. 

While their 100% match bonus comes with 15x wagering requirements and a 14-day expiration period, the no-deposit bonus features a mere 1x playthrough and 3-day expiry. Your bonus cash is available to use on slots only. Even though you can’t play the remaining 88+ virtual table games or 19+ live games with your bonus, they’re not going anywhere. 

Luckily, you can enjoy BetMGM’s daily and weekly Lion’s Share jackpots with your bonus. You’ll find two daily “Mini Mystery” and “One and All” jackpots – these have to pay out before they hit $300 and $1,000. 

BetMGM’s $3,814.08 “Community Share” jackpot has to drop before 10 PM on Fridays. They hit the nail on the head for most players, and it’s nice to see some mid-range attainable bonuses on offer for more casual players, as well as the larger progressives.

» To learn more, check out our in-depth BetMGM review

Why Choose BetMGM Casino? 

✅ 100% bonus up to $1,000 + $25 on the house
✅ Thousands of top-quality games from 20 providers
✅ Daily and weekly jackpots + new weekly promotions

Claim your BetMGM Casino welcome bonus! 

2. PartyCasino

Party Casino PayNearMe

Best For: Progressive Jackpots 

In addition to hosting daily jackpots known as “Party Pots,” PartyCasino ups the ante with $4.8 million in total prizes. You can spin through 15+ major progressive jackpots with prizes ranging from $1.03 million on Wheel of Fortune to $4.8 million on Bison Fury and MGM Grand Millions. 

Make your first deposit of $10+ to claim an impressive 200% match bonus up to $200. This offer expires 14 days after you register, and there’s a relatively low 10x wagering requirement attached. You can spin through 1,870+ regular slots and 169+ progressive jackpot slots to satisfy your playthrough.  

PartyCasino’s eight “Mega Jackpots” boast a $519,028 prize. Mistress of Egypt, Elephant King, Wolf Run, Golden Goddess, Ocean Belles, Cleopatra, Siberian Storm, and Wheel of Fortune: On Air promise immersive graphics with catchy themes. 

On top of that, seven Diamond Cash jackpot games feature $159,269 in prizes. Their fluid app contains all these jackpots in orderly fashion, so you can scroll down the screen to sort through slots by their winning potential. Finally, 19 Party Pot jackpots pay out thousands of dollars daily. 

Their current prize is $4,474.92, but we’ve seen this number climb past $5,000. 

» To learn more, head over to our in-depth Party Casino review.

Why Choose PartyCasino? 

✅ 200% welcome match up to $200
✅ Party Pots drop daily jackpot prizes
✅ 15+ million-dollar progressive slots

Claim your Party Casino welcome bonus! 

3. BetRivers Casino 

BetRivers Casino PayNearMe

Best For: Loyalty Rewards 

From their 100% refund match to their eleven-tiered iRush Rewards program, BetRivers knows how to keep their players well-fed with bonuses and special benefits. It all starts when you make a new account and place your first wager, which gives you automatic entry into their lowest tier. 

Deposit and wager $10+ to qualify for a maximum of $500 back on your first 24 hours of casino net losses. You’ll have a full 30 days to satisfy BetRivers’ 1x playthrough, which just means that you need to spend the total amount of your bonus once before you can request a withdrawal. 

Even though you won’t get a bonus if the slots are on fire during your first day as a new player, their loyalty perks are made for everyone, and you can redeem your points for bonus credits.

BetRivers’ iRush Rewards are all-encompassing, giving you both online and real-life benefits. I saw that I could receive free BetRivers swag, priority withdrawals, hush-hush exclusive bonuses and even birthday gifts from the casino. 

As you progress through each of their first ten tiers, the perks get even better. Their final “Elite” tier is accessible by invite-only, but a free iPad or Android playing device comes standard. You can also expect VIP invitations, a once-yearly thank you dinner, and paid fine dining vouchers.

»You can read more in our full BetRivers Casino review.

Why Choose BetRivers Casino? 

✅ Get a 100% bonus up to $500 back on your net losses
✅ Eleven-tiered loyalty program starts with your first wager
✅ 1,878 slots, 40 table games and 26 live games available

Sign up at BetRivers Casino and Claim Your Bonus 

4. Borgata Casino 

Borgata Casino PayNearMe

Best For: Game Variety 

Borgata’s online casino has 150+ more titles than their 165,000 square-foot location in Atlantic City. If you’ve ever visited their venue in person, you know just how big their casino floor is. I’m happy to report that Borgata’s mobile app delivers an identical gaming experience from home. 

It’s hard to match the thrill of taking a trip to the casino in-person, but Borgata incentivizes their online players with a 100% match bonus up to $1,000. When you deposit $10+, you’ll also get $20 in credits on the house. 

Borgata’s 100% match comes with 15x wagering requirements and a 14-day expiration period. The $20 bonus stays constant no matter how much you spend, and you’ll have 3 days to complete the 1x playthrough before it expires. 

They stock 2,700+ traditional slots alongside 165+ progressive jackpots, many of which boast six and even seven-figure prizes. If you need a break from endless spinning, check out 19 live dealer variants of blackjack, poker, roulette, and craps. They also have Football Studio, Crazy Coin Flip, Dream Catcher, and an exclusive roulette wheel that’s operated by casino workers. 

Slingo, scratch cards and arcade-style specialties add the final touches to Borgata’s massive collection. 

» Head over to our full Borgata review to learn more. 

Why Choose Borgata Casino? 

✅ 2,700 slots, 165 jackpots, 86 tables and 19 live games
✅ 100% deposit bonus up to $1,000 + $20 on the house
✅ Borgata’s online casino has more titles than Atlantic City

Claim your Borgata Casino welcome bonus! 

5. Virgin Casino 

WSN VIrgin Casino PayNearMe

Best For: Daily Free Games 

Virgin Casino does lots of things differently than your average gambling site, but for me their primary selling point is the ability to play for free. Of course, as you play selected games without spending any money, you’ll potentially set yourself up to win real money prizes. Rack up enough points from the free games and you could take home anything from bonus spins to percentage-based cash matches at the end of each month. 

Their current free games include Search for the Phoenix and Tiki’s Catch of the Day, but these change periodically. Everyone gets a limited number of free games per day, so be sure to play them consistently to increase your odds of winning larger prizes. No matter what, even the smallest prizes are guaranteed. 

Before you play their free games and cash in with mystery prizes at Virgin Casino, you claim your welcome bonus.

Just sign up, make your first deposit and spend at least $10 to qualify for their 100% cashback bonus up to $100. Unlike most casino bonuses, you can withdraw your bonus money the minute it hits your account balance. You won’t have to satisfy any wagering requirements, but your losses must exceed 90% of your first deposit over a period of 7 days. 

New sign-ups can explore 220 slots, 10 progressive games and 39 virtual tables on top of 19 live dealer games. 

» Head over to our full Virgin Casino review to learn more. 

Why Choose Virgin Casino? 

✅ Withdrawable cashback up to $100 on first deposit
✅ Play free games daily to collect prizes every month
✅ 220 slots, 39 virtual tables and 19 live casino games

Claim your Virgin Casino welcome bonus! 

6. Stardust Casino 

WSN Stardust Casino PayNearMe

Best For: No-Deposit Bonuses and Free Spins

If you’re the kind of player who likes to “try before you buy,” Stardust Casino has a no-deposit bonus that’s right up your alley. Upon making a new account, you’ll get 25 bonus spins to use on Starburst. Stick around to get a 100% match up to $100 plus 200 more spins on Starburst

Still, their most impressive no-deposit bonus comes around every Saturday and Sunday: you get two extra spins to burn on the Million Dollar Slot. If you deposit at least $50 and have at least $10 in your casino balance, you’ll get a chance to spin the Million Dollar Slot every day. 

True to its name, the Million Dollar Slot awards one lucky player with a seven-figure payout. 

With a mere $10 deposit required to claim their initial bonus and hundreds of extra spins worth $0.10 each, this bonus is extremely valuable. However, I think their 7-day expiry period is a tad steep considering the 20x playthrough you’re up against. Slots count, but table games don’t. 

Speaking of their collection, 380+ beginner-friendly titles are easily accessible using their crisp mobile app. As for their Million Dollar Slot, you’ll find it located underneath the “Free Spin” tab. 

» Head over to our full Stardust Casino review to learn more. 

Why Choose Stardust Casino? 

✅ Get 25 no-deposit spins on Starburst for signing up
✅ 100% bonus up to $100 plus 200 spins on Starburst
✅ Two extra spins on Million Dollar Slot every weekend

Claim your Stardust Casino welcome bonus! 

PayNearMe Online Casinos Compared 

Check out how the different PayNearMe Casinos compare below:

CasinoDeposit timeMax. depositWithdrawal timeMax. withdrawalFees
BetMGM Casino Instant$500N/AN/A$1.99 - $3.99 (not charged by casino)
PartyCasinoInstant$500 N/AN/A$1.99 - $3.99 (not charged by casino)
BetRivers Casino  Instant$500N/AN/A$1.99 - $3.99 (not charged by casino)
Borgata Casino Instant$500N/AN/A$1.99 - $3.99 (not charged by casino)
Virgin CasinoInstant $500N/AN/A$1.99 - $3.99 (not charged by casino)
Stardust CasinoInstant$500N/A N/A$1.99 - $3.99 (not charged by casino)

PayNearMe Sweepstakes Casinos 

Sweepstakes casinos offer hundreds of free-to-play slots, table games, and more that rival or match the quality of traditional real money casinos. They often make use of the same providers to deliver hours of immersive entertainment. 

Sweepstakes casinos use free virtual currencies, normally called Gold Coins and Sweeps Coins, in lieu of real money. GC is used for free play. If you want to compete for real prizes, you’ll have to play casino games with SC instead. 

If you find yourself running low on GC, you can purchase more using a debit card or online bank transfer (although it’s completely optional). Sweeps Coins can not be purchased. 

Unfortunately, there are no sweepstakes casinos that accept PayNearMe at this time. If that changes in the future, we’ll add them to this page.  

What is PayNearMe? 

PayNearMe is a versatile payment network that’s accepted by many licensed online casinos, giving you the option of making deposits using cash. If you don’t feel like entering your bank account or debit card information with a specific platform, you can simply pay in cash and fund your balance at any of 60,000 participating retail locations. 

It offers a low minimum of $10 per deposit, but you can’t exceed $500 cash in a single deposit. Additionally, you can’t request withdrawals using PayNearMe. Instead, you’ll have to use debit, a bank transfer, or a compatible e-wallet to receive your winnings. 

Why Choose An Online Casino That Accepts PayNearMe? 

The primary benefit of PayNearMe is that it lets you top up your casino account with cash, making it ultra secure and discreet. This is not an option with any of the more popular digital payment methods. 

Whenever you take a trip to the supermarket or visit a convenience store, you can show the cashier your auto-generated barcode, hand them the cash and play real money casino games online. It’s very simple, and means you never need to connect your bank card, online banking or even an e-wallet to your casino.

PayNearMe is also a good option to help you manage your spending at online casinos. There is a $500 per day limit, and the extra effort involved with going to the store helps keep players accountable and not tempted by the convenience of digital methods. The main downside of PayNearMe is that there is a small fee attached to every transaction, between $1.99 - $3.99.

How to Deposit & Withdraw Using PayNearMe & Online Banking?

I’ve had BetMGM downloaded on my iPhone 13 for quite some time, but I’m discussing how you can follow in my footsteps with six simple steps. If you have an Android device, you can get their app via Google Play. Lastly, computer players can visit BetMGM’s casino website to get started. 

1. Check Reviews and Choose A PayNearMe Casino

I believe that BetMGM checks all the boxes for most players, but every casino has its own unique selling point. PartyCasino is the best option for seven-figure jackpot hunters, while Virgin Casino appeals to beginners who’d like to win prizes without spending any of their own money. 

If you have a specific feature or bonus offer in mind, you might want to choose a different site. That’s where our reviews come in. 

Our experts personally sign up and test each online casino that’s endorsed by WSN. We factor in game variety, bonuses, wagering requirements, customer service, rewards for active players, responsible gaming tools and general ease-of-use to administer our final online casino rankings. 

Reading our reviews is the perfect way to find your ideal online casino.

2. Download “BetMGM” on the App Store or Google Play

Remember, I'm using BetMGM for the purposes of this guide but you can choose whichever PayNearMe site you like. The sign up and verification process, and the deposit process, should look pretty similar. 

BetMGM Casino Deposit using AMEX

Visit BetMGM’s casino website and select your state of residence to begin the sign-up process. Alternatively, search for “BetMGM Casino” through the iOS App Store or Google Play. Click on “Install” and wait for the app to finish downloading. Then, click “Open” and “Register” to begin. 

3. Create Your New Online Casino Account With BetMGM

Once you’ve logged in and navigated to the sign-up screen, enter your email address and click “Continue.” Create a password that contains uppercase and lowercase letters and at least one number. Your password needs to be anywhere from 8 - 20 characters long, and it can’t be your email address. It also can’t contain any special characters like the and or percentage symbols. 

4. Verify Your Identity and Personal Details With BetMGM

Choose your preferred prefix and enter your first and last name as they appear on your state ID card. Enter the last four digits of your Social Security number on the next page. Click “Next” and enter your birthday in MM-DD-YYYY format. This step ensures that you’re of legal age to play. 

BetMGM Casino Sign Up Name - AMEX

Type in your mobile phone number and click Next. In addition to being used as a lifeline of sorts to recover your username and password, you’ll receive texts whenever you deposit or withdraw funds. This keeps your account safe in the unlikely event that someone else gains access to it. 

Enter the street name and number of your address as it appears on your government-issued ID card or driver’s license. Select the corresponding address from the drop-down menu that shows up. If you’d rather insert these details on your own, click Enter Address Manually below that line.

Confirm that you’re at least 21+ years old by ticking the first check box. Verify that you’re not a casino key employee in your state by ticking the second check box. Certify that you understand and agree to BetMGM’s Terms of Service by ticking the third check box. Optionally, tick the final check box to receive special offers from BetMGM via the cell number and email address on file. 

Click on the green “Complete Registration” button down below to complete the sign-up process. 

5. Add Funds to Your BetMGM Balance Using PayNearMe 

Go back to BetMGM’s main screen and click “Deposit” near the top-right corner. Scroll down to select “PayNearMe” from the list of available banking options. 

Type in the amount you’d like to deposit on the next screen, then click “Deposit.” Fill out your email address or mobile phone number to pay BetMGM with cash and click “Continue.” Type your zip code into the search bar to find the nearest retail location that accepts PayNearMe. 

I live just a stone’s throw away from 7-Eleven, so I drove down the street to make a $10 deposit. Show the cashier your bar code, allow them to scan it, and tell them how much you want to pay. They will take your money and scan the barcode, at which point funds are sent to your balance. 

Just in case anything goes wrong, be sure to keep your store receipt as proof of payment. Still, I saw my $10 deposit in my account balance the second I walked out of the convenience store. 

6. Request A Withdrawal Using Online Banking or Debit 

Although you can quickly and easily make deposits using PayNearMe, it’s not currently usable for withdrawals. Instead, you’ll have to make use of an alternative method, such as debit cards or an online banking transfer. Click on “Account” at the bottom-right and then click “Withdraw.” 

Select the payment method you’d like to use from the list on the next screen. Type in the cash amount you’d like to withdraw, fill in your card details or bank information, and click “Withdraw” once again to confirm the transaction. I used an online banking transfer during testing, and my $10 payout took 24 hours to reflect in my available balance. 

Can I Claim Bonuses Using PayNearMe? 

Yes, you can claim bonuses using PayNearMe at all the casinos we’ve reviewed. This includes BetMGM Casino, PartyCasino, BetRivers, Borgata Casino, Virgin Casino, and Stardust Casino. However, you can’t use PayNearMe to claim bonuses at juggernauts like Caesars and FanDuel.

Keep in mind that you’ll have to deposit a minimum of $10 at each casino to qualify for a bonus. 

Full List of Online Casinos That Accept PayNearMe? 

We’ve put together a comprehensive list of online casinos that accept PayNearMe: 

PayNearMe Compared to Other Deposit & Withdrawal Methods

Check out how PayNearMe stacks up against some of the other most popular payment methods:

Payment MethodWithdrawal TimeFeesEase of Use / Beginner FriendlyWithdrawal Supported?Availability
PayNearMe-$2.99 to $3.99 per deposit depending on your location3/5Rarely Most casinos 
Google Pay-No5/5RarelyMost casinos
VIP Preferred4/5No5/5YesMost casinos 
ACH 4/5No4/5YesMost casinos
Play+5/5Possible fees from bank and ATM, none from casino5/5YesMost casinos 
Online Banking via Trustly4/5No5/5YesMost casinos 
Wire Transfer1/5Yes2/5YesMost casinos
Visa3/5No5/5YesAlmost all casinos
Debit Cards3/5Possible fees from card issuer, nothing from casino5/5Yes (excluding prepaid debit)Almost all casinos
Credit Cards-Possible fees from card issuer, nothing from casino5/5No Almost all casinos
Cryptocurrency 5/5No2/5YesFew casinos
PayPal4/52.99% for funding PayPal account, nothing from casino3.5/5YesMost casinos
Apple Pay3/5No5/5YesMost casinos
Paper Check1/5No3/5YesMost casinos
Venmo4/5No4/5YesFew casinos
Skrill4/5No4/5YesFew casinos

Our Methodology - How We Rate 

For 19 years and counting, World Sports Network (WSN) has established itself as the leading independent casino and sports betting review platform. We only endorse licensed and trusted gambling sites. Our experts keep your best interests in mind as a player while writing reviews. 

We’re also avid casino players in our free time, so we know what matters and what’s just filler. We create new accounts, make deposits, enjoy games, and request withdrawals. Our experts spend at least 2 hours testing each of the following five areas for every casino site on this list: 

  • User Experience - We focus on the overall user experience offered by each gambling site, considering factors like aesthetics, layout and presentation. We also document the sign-up process and prioritize beginner-friendly online casinos for desktop and mobile.

  • Gaming Variety - You shouldn’t have to settle for a sub-par game collection. That’s why our experts judge the quality, quantity, and diversity of titles offered by each casino. We play games to judge them for ourselves. We look for all the classics on top of exclusives. 

  • Promotions - Instead of reading the fine print and calling it a day, our experts personally opt into every promotion that’s listed by a particular site. This involves spending our cash to tell you how it works and whether or not it’s worth claiming. We love low playthroughs! 

  • Deposits & Payouts - We fund our accounts with $10+ via PaySafeCard at each casino listed here, and we request a $10 withdrawal using an online bank transfer or debit card. In addition to providing you with detailed banking steps, we factor in transaction speeds. 

  • Customer Support - We look for PayNearMe casinos that deliver 24/7 assistance with live chat, email, phone, and social media support options. We contact real agents using every method that’s available. We base our final ranking on response speed and quality.

Responsible Gambling 

The best PayNearMe casinos are licensed and regulated on a state-by-state basis, meaning that each platform on this list is obligated to provide their players with responsible gaming tools. 

You can set daily, weekly, and monthly spending limits by clicking “Account” and “Responsible Gaming”, or the equivalent at your chosen site. Caesars Palace Online Casino gives players a chance to cool off by restricting their account for 30 days, and every gambling site we’ve reviewed offers the option to self-exclude. 

Playing slots and table games is not a good way to make money. Rather, online gambling in all its forms should purely be viewed as entertainment. You’re spending real money to play games just like you would in Atlantic City, and you’re subjected to the same house edge on both fronts.

Please read WSN’s Responsible Gambling section to learn more about how to play safe. You can also reach out to the following organizations if you find yourself struggling to step away from it: 

PayNearMe Online Casinos FAQ

What is the Benefit of Using PayNearMe at Online Casinos?

What Alternatives Are There to PayNearMe?

Does PayNearMe Have Any Fees?

What is the Best PayNearMe Casino?

Is PayNearMe Safe to Use at Casinos?

Is PayNearMe A Good Option for Fast Payouts?

Image for Joseph Fallon

Joseph Fallon

Senior Content Writer

Online Casinos
Online Social Casinos
Joe lives and breathes all things casino, poker, and sports betting. Once he started working professionally in the world of iGaming, he knew he'd found the perfect match. As an expert in the field, he prioritizes personality and originality in his writing before all else. 
Nationality: American
Education: Bachelor of Public Relations
Favourite Sportsbook: BetMGM Sportsbook
5 years
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